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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Outstanding customer service

Whenever I need help Zopa customer service are always in hand to help me to get my problem sorted Reviewed on: 29th March 2022

Great for credit building

It's a no nonsense credit card with everything told to you in layman's terms and no surprises Reviewed on: 29th March 2022

excellent and easy to use

i am using Zoopla credit card and its really easy to use and excellent system. Reviewed on: 29th March 2022

Best credit card

Not a problem whatsoever brilliant Reviewed on: 29th March 2022

Straightforward

I haven’t been long with Zopa but so far the experience has been straightforward and fast. I have an app which allows me to follow my spending, set a spending limit and pay in various ways. Reviewed on: 29th March 2022

Easy, understanding and afford

App brilliant and easy to use. Money easy to handle and access Reviewed on: 29th March 2022

Avoid this card

Appalling service. Poor communication throughout the entire business. The online automated response system is a joke. The computer system is unreliable. Best credit? card I hope not Reviewed on: 29th March 2022

Zopa for the bank of the year

Helping with my credit score. Details well defined. Reviewed on: 29th March 2022

Brill

Never any issues. Really easy app to use Reviewed on: 29th March 2022

Fantastic service

It’s so easy too use great for building my credit rating I love your credit card. Reviewed on: 29th March 2022

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