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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Simple and fast

5
Apply in 3 min, get accepted in 2 min Reviewed on: 29th March 2022
Silviu Florea's avatar
Silviu Florea

Very good and quick

5
Very easy to apply get your card quick would highly reccommend Reviewed on: 29th March 2022
Chris Peace's avatar
Chris Peace

Credit score improvement

5
I needed a card to better my credit score and this was the card for me the app was easy to set up,easy to use and easy to keep track of my spending Reviewed on: 29th March 2022
Gavin Cantrill's avatar
Gavin Cantrill

Great

5
Customer service has been wonderful Reviewed on: 29th March 2022
Pierre's avatar
Pierre

Excellent

5
Great service, really helpful to spread the cost of purchases. Reviewed on: 29th March 2022
Matthew Smith's avatar
Matthew Smith

Great

5
Zopa has given me the opportunity to build my credit score and it’s working! They are helpful and very informative their tips are great too. Reviewed on: 29th March 2022
Sara roberts's avatar
Sara roberts

Zopa card review

5
The Zopa card is very good service, low interest, safe and protected, i would recommend anyone to have a zopa card Reviewed on: 29th March 2022
Russell Adlington's avatar
Russell Adlington

Efficient use of Technolgy

5
Zopa has embraced the new way of living, offering a hassle free, efficient and effective process of offering and giving credit and account management. So far, I have enjoyed my experience with Zopa and looking to expand my account to the other products they currently offer. Reviewed on: 29th March 2022
Christina's avatar
Christina

Easy, stress free

5
I have found zopa, easy to apply for, easy to set up and use. Reviewed on: 29th March 2022
Laura's avatar
Laura

Amazing company

5
They are helping me get back my credit score thank you Zopa Reviewed on: 29th March 2022
benwatson2322@gmail.com's avatar
[email protected]

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