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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Reliable

I have had no problems. No hidden cost and app is easy to use. Reviewed on: 29th March 2022

Zopa the best

I find Zopa gave me a second chance in starting to build my credit rating Reviewed on: 29th March 2022

Excellent

Excellent services and great deal to use this credit card Reviewed on: 29th March 2022

Fast and Easy

Quickest Card I have ever applied for literally 4 days from application to receiving my card smooth and easy Reviewed on: 29th March 2022

Accessible app that always easy tracking of spending

The Zopa credit card is great because I get regular updates on my spending allowance and everything is really clear and accessible on the app. I also like how quickly funds transfer over when I’m paying off my balance. Would highly recommend Reviewed on: 29th March 2022

Easy to use

Great app so easy to use great communication Reviewed on: 29th March 2022

Kevs

Great service all the time always app working excellent all the time can get all the information about account through the app Reviewed on: 29th March 2022

Quick easy and trusted

Everything is quick easy and you can track everything on the app. Highly recommend. Reviewed on: 29th March 2022

Easy fast great customer support

Every thing was done and action in hardly any time Reviewed on: 29th March 2022

Great little card

I am really happy to be a zopa customer great customer service and reliable Reviewed on: 29th March 2022

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