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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Friendly customer service there when I needed them t...

Friendly customer service there when I needed them thanks . Reviewed on: 15th January 2026

Great understanding people financial problems

Great understanding people financial problems Reviewed on: 15th January 2026

I find them very easy to deal with

I find them very easy to deal with Reviewed on: 15th January 2026

The application process was straightforward and I wa...

The application process was straightforward and I was approved for a Zopa Credit Card the same day. Since using the Zopa app it is also very easy to navigate so I can easily manage my account day to day. Reviewed on: 15th January 2026

Verry easy and fast to aply for credit card whic was...

Verry easy and fast to aply for credit card whic was delivered fast to me and ready to ise Reviewed on: 15th January 2026

Enjoying my time with zopa have helped me out a lot...

Enjoying my time with zopa have helped me out a lot since I have been with them. Reviewed on: 15th January 2026

Excellent customer service.

Excellent customer service. Easy to use app Reviewed on: 15th January 2026

Easy to use app great customer service simple applic...

Easy to use app great customer service simple application process Reviewed on: 15th January 2026

Brilliant company helped me out tremendously amazin...

Brilliant company helped me out tremendously amazing service can’t go wrong Reviewed on: 15th January 2026

Amazing thank you

Customer service is excellent with an easy to use app and unbeatable rates Reviewed on: 15th January 2026

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