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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic

5
Fantastic company and quick services Reviewed on: 29th March 2022

Excellent service

5
I'm really happy with your service. The application is very easy and fast. I really like the app menu, it is clear and I don't have problem whe6I use it. Thank you for your service. Reviewed on: 29th March 2022

Brilliant card

5
Was easy to apply, the app is great has everything you need. Keeps you upto date with everything your spending. Reviewed on: 29th March 2022

Very good and easy to use.

5
Had no problems at all , and find it vey easy to navigate and utilise the app . Reviewed on: 29th March 2022

Best experience

5
Application and exceptance all so smooth.kept informed and s quick Reviewed on: 29th March 2022

Excellent service

5
It will give good credit with less Interst rate. And you can adjust your repayment date. I love this bank Reviewed on: 29th March 2022

Zopa 100%

5
Zopa is amazing, I’ve already recommended it to a few friends and family Reviewed on: 29th March 2022

Zopa

5
Absolutely fantastic credit card company always here to help 10 out of 10 Reviewed on: 29th March 2022

Best new bank

5
Customer services are the best online app access is excellent and so user friendly plus loads of financial support if required Reviewed on: 29th March 2022

Great company!

5
Great card and company, app is easy to use and Great customer service Reviewed on: 29th March 2022

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