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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card

They don't mither, don't send invoices all they do is put on my online banking when a payment is due so no texts or emails its great Reviewed on: 29th March 2022

Best bank ever

I liked zopa and I would like to improve my credit on it Reviewed on: 29th March 2022

Awesome company and a life saver

Great company and thanks for excepting me Reviewed on: 29th March 2022

Online tracking

Very simple to apply for an convenient card Reviewed on: 29th March 2022

Excellent

Excellent from application to set up of the card was easy and all online no need to wait for pin the app is very user friendly Reviewed on: 29th March 2022

Zopa review

Recently got Zopa and it’s amazing so quick and very easy to understand Reviewed on: 29th March 2022

Quick application and approval

Very happy so far, instant approval and my card arrived a few days later. Thank you Zopa Reviewed on: 29th March 2022

Good company

Really easy to use, i love the fact when you pay money back in it’s almost instant. No downfalls with this company at all. Reviewed on: 29th March 2022

Great and easy to use

Great and easy to use credit card with a fair system Reviewed on: 29th March 2022

Excellent all round

Slick application, fast decision, great app Reviewed on: 29th March 2022

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