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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use website

Quick and easy process to apply for credit. Start off with small amount of credit available but I'm happy with that. Reviewed on: 29th March 2022

Easy to deal with

Helped me to get a credit card when no one else would touch me Reviewed on: 29th March 2022

Brilliant credit card and app.

I think the app is so easy to understand and make a payment,it gives you all the information you need Reviewed on: 29th March 2022

Always

This little card is always ready to work for me.....never fails Reviewed on: 29th March 2022

No Hassle

Easy and straight forward application and you don't need to wait for pin in the post just login into your app. Reviewed on: 29th March 2022

very good

good company.to make this company realble acomodate nices services. god bless. Reviewed on: 29th March 2022

Excellent service

Fast good service and friendly, very helpful staff members. Highly recommended Reviewed on: 29th March 2022

Nice and easy

Easy to apply and use no unnecessary spam. Reviewed on: 29th March 2022

Amazing

Love them . They are fast and easy . Give it a try! Reviewed on: 29th March 2022

Great

This card helped me when I needed it most, cost of living went up but my salary didn’t and to have an emergency fund was so helpful. Reviewed on: 29th March 2022

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