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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

very helpful and efficent also very friendly

very helpful and efficent also very friendly Reviewed on: 15th January 2026

Absolutely love Zopa great card great for lending mo...

Absolutely love Zopa great card great for lending money and using no interest once paying in full monthly great card and also helps with you’re credit score Reviewed on: 15th January 2026

Christmas saviour

I found zopa through experian and the service was amazing. Really helped me out over Christmas and the interest rates are brilliant! Reviewed on: 15th January 2026

Zopa was very easy to sign up for, I like the choice...

Zopa was very easy to sign up for, I like the choices they have as in paying back dates methods etc. very easy to navigate around the site. Everything was straight forward and I'm very happy I chose this as my option for a credit card Reviewed on: 15th January 2026

Perfect *****

Perfect card in every way. No problems Reviewed on: 15th January 2026

I found my self Zopa as a good and straight forward...

I found my self Zopa as a good and straight forward organisation Reviewed on: 15th January 2026

All round great experience start to finish

All round great experience start to finish Reviewed on: 15th January 2026

Always easy to use and quick to respond

Always easy to use and quick to respond Reviewed on: 15th January 2026

Really good rates and not expensive repayments

Really good rates and not expensive repayments Reviewed on: 15th January 2026

Great company

Find zopa great and easy to deal with would recommend to people Reviewed on: 15th January 2026

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