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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

British bank award

Zopa made is very easy for me to get a credit card.just within 5minutes I was approved for a credit card Reviewed on: 29th March 2022

Good

Awesome .I love it .i use it for my every day purchase. Reviewed on: 29th March 2022

Very reliable

The zopa team is one I consider as highly efficient and humane in their approach to service creating a feeling of peace of mind for me , at least as a customer. They embark on practicable actions that enable customers repay funds which in turn lead to good credit rating. To me, this is the best team ever and I am one million percent willing to recommend the zopa card to anyone looking forward to getting a credit card. Reviewed on: 29th March 2022

Best Credit Card Provider

Zopa is the best credit card provider & definitely Im gonna recommend it to my family & friends… Reviewed on: 29th March 2022

Simple to use, great app. Exceptional customer service

I was set up with a card within a day. Customer service phone line was very helpful. Not a bad word to say Reviewed on: 29th March 2022

Easy Peasy

Simple application, easy to use, prompt notice of spending and up to date info regarding payments Reviewed on: 29th March 2022

Straightforward service no catch

The user-friendly app makes payments and borrowing easy. All the stars. Reviewed on: 29th March 2022

Good credit card

It helped me when no other couldn't Reviewed on: 29th March 2022

The best!

I am very happy with the credit card! Reviewed on: 29th March 2022

Payments are quite easy

The best British credit card I have used so far. Reviewed on: 29th March 2022

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