Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic!

Fantastic customer service. Wonderful card, can't recommend highly enough. Reviewed on: 29th March 2022

The most friendly, flexible and facilitating experience

ZOPA are an institution that has met me as an individual at the point of my needs. They are clearly under-rated, however they have positively contributed to economic lives of the people I enabling them to get the credit they can afford and at the shortest possible time. Regards David Miokore Hart Reviewed on: 29th March 2022

Best credit card out there

Second credit card I’ve had and I would choose it over the bigger more known ones anyday Reviewed on: 29th March 2022

simple and easy, couldn't ask for better

new to this but no problems, everything works as it should Reviewed on: 29th March 2022

Great card good system

Easy app to use very simple and good notification when spend something and updates also check on app to verify things. Reviewed on: 29th March 2022

Its very easy to use, application is user friendly

Amazing customer service, user friendly application Reviewed on: 29th March 2022

Good

It's been a great experience very easy to use services Reviewed on: 29th March 2022

Verry good credit cart

Very good company and very good credit cart Reviewed on: 29th March 2022

Great

Great company would recommend hugely Reviewed on: 29th March 2022

Zopa Credit Card & Savings pot

It’s good to have some credit again , it really helps take the anxiety out of unforeseen expenditure. Enjoy using the savings account too Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.70 from 27 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Freedom Rewards (discontinued)
from Barclaycard 3.21 from 64 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub