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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good service,nice and easy online paying the card.

Good service,nice and easy online paying the card. Reviewed on: 15th January 2026

You're in control of your spending with the app,,pay...

You're in control of your spending with the app,,payment dates are clear Reviewed on: 15th January 2026

Lifesaver

Gave me a chance to have a credit card over Xmas even with poor credit. Reviewed on: 15th January 2026

Great service

Great service easy to understand very clear advice Reviewed on: 15th January 2026

Clear and very easy to understand app

Clear and very easy to understand app Reviewed on: 15th January 2026

I’m really pleased so far.i find easy to use

I’m really pleased so far. I have made payments that was easy and nice credit limit to start with this card needs to be able to go into Apple Pay Reviewed on: 15th January 2026

Quick money

Happy with the help...I had the money very fast on the card Reviewed on: 15th January 2026

Zopa as been so easy to access and use and keeps me...

Zopa as been so easy to access and use and keeps me up to date with all their products too. Reviewed on: 15th January 2026

Very happy with Zopa - applying for and being accept...

Very happy with Zopa - applying for and being accepted for a credit card was very easy and efficient Reviewed on: 15th January 2026

Only just got the account but so far everything has...

Only just got the account but so far everything has been as described. great service!! The app is simple to use and understand with everything you need covered Reviewed on: 15th January 2026

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Want to see more from Zopa?

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