Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Amazing

5
Great card, great service, no hassle Reviewed on: 29th March 2022
Paul's avatar
Paul

Great Team

5
1 will highly recommend Zopa to family and friends. Very easy to apply and my card arrived in 3days. Unbelievable how the site works. Thanks to all Zopa team. Reviewed on: 29th March 2022
Ng 's avatar
Ng

Great company

5
Zopa have been outstanding throughout my whole experience with them. I would recommend them to anyone. Reviewed on: 29th March 2022
Nicci Finn's avatar
Nicci Finn

Amazing

5
Very easy and reliable, would recommend to anyone Reviewed on: 29th March 2022
Alex Allen's avatar
Alex Allen

Good

5
Excellent very easy to assess and very good response. Charges are reasonable. Providing loan for the client. Reviewed on: 29th March 2022
Baiju 's avatar
Baiju

Zopa is the nicest credit card I have ever seen I loved it

5
It’s amazing and easy to use I really loved it Reviewed on: 29th March 2022
Zaki Show tube's avatar
Zaki Show tube

Reliable and helpful overall good experience.

5
I have a easy accessible app to keep track of my spending. Zopa are great with any customer queries I’ve had and have dealt with it quickly and efficiently. Reviewed on: 29th March 2022
Melissa's avatar
Melissa

Easy and efficient

5
I like zopa because it is simple you and easy to use. No more jumping through hoops to figure things out. GO ZOPA! Reviewed on: 29th March 2022
Cameron Laudat's avatar
Cameron Laudat

Excellent credit card

5
Actually I’m using 2 to 3 credit cards but I love this card because fast updates on payments and everything that I love in zopa Thank you zopa thanks for everything Reviewed on: 29th March 2022
Rj sumanth's avatar
Rj sumanth

Amazing ! Could not find any better

5
It’s amazing I have been using it for a few years now ! I have had no issues at all ! Customer service is even better ! I could not ask for more Reviewed on: 29th March 2022
Jade hudson's avatar
Jade hudson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill