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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card and user friendly app

Very easy application process and card came quickly. Very secure and easy to use app; I can make payments quickly. Reviewed on: 15th January 2026

Very efficient and easily available

Very efficient and easily available Reviewed on: 15th January 2026

Quick & easy.

Quick, easy access to all that is required, statements etc, and prompts about payments, offers etc. Reviewed on: 15th January 2026

Really good credit card cash withdrawal available

Really good credit card cash withdrawal available Reviewed on: 15th January 2026

Zopa is ideal for me

When I needed help Zopa was there for me Reviewed on: 15th January 2026

Great and easy use.

Great and easy use. Easy to navigate and see where you are with the finances. Reviewed on: 15th January 2026

Very easy to apply and receive card

Very easy to apply and receive card Reviewed on: 15th January 2026

Very easy to use , helpful staff .

Very easy to use , helpful staff . Very straightforward Reviewed on: 15th January 2026

Amazingly simple to deal with, takes away all the st...

Amazingly simple to deal with, takes away all the stress Reviewed on: 15th January 2026

Good experience safe banking excellent service

Good experience safe banking excellent service Reviewed on: 15th January 2026

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