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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

AMAZING!

It’s been an amazing experience and always ready to help Reviewed on: 29th March 2022

Modern and hustle free banking

Amazing brand and platform, only wish the card can be integrated onto payment apps e.g apple pay but free otherwise amazing! Reviewed on: 29th March 2022

Credit cards made wasy

Zopa have made my experience of my first credit card easy and simple to understand. The very useful app and notifications helps me keep on top of my spending Reviewed on: 29th March 2022

Brilliant

Absolutely brilliant credit card top customer service and very good apr rates! for people like me who’s credit isn’t great this is a fantastic card as they don’t give you a silly amount to spend so you can manage what your spending Reviewed on: 29th March 2022

Fabulous Zopa

Hassle free credit card which can be used anywhere on my travels thanks zopa. Reviewed on: 29th March 2022

Hassle free

Very easy to use the app have had noproblems with this company or card since using them highly recommend Reviewed on: 29th March 2022

Simply the Best

Always courteus are the employees whort there when I make a phone call to You . I would always say to people that Zopa are Simply the Best company You can ever wish to be with . Reviewed on: 29th March 2022

Best Credit Card

I was looking for a credit card that best suited me and Zopa were there for me, got all the information I needed from them before committing, Great company and help is there when needed, Reviewed on: 29th March 2022

Easy to set up and use

Easy to set up and use make payments and great communication from zopa Reviewed on: 29th March 2022

Surpportive and reasonable

I found that zopa supported me in a difficult finical time and doing so helped me and gave me a chance and a responsible amount APR to pay back. They kept me updated on everything and offered a support to help control financial advice highly recommended. Reviewed on: 29th March 2022

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