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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very happy with this card

Always easy to use, very good app and very quick transfers Reviewed on: 29th March 2022

Easy affordable

The app makes the card easy to use and so quick if you want to make extra payments I love this card Reviewed on: 29th March 2022

Helpful, easy to use bank

Have never had any issues with Zopa. Approved for a credit card very quickly and user friendly app. Reviewed on: 29th March 2022

Perfect

Brilliant no issues, what can I say it does the job as it states Reviewed on: 29th March 2022

Excellent

Quick, considerate and helpful. I was amazed at the speed at which my application was granted. Reviewed on: 29th March 2022

Very pleased with Zopa never had problems

I would recommend Zopa 2 everyone nice customers services easy 2 use very happy Reviewed on: 29th March 2022

Easy and understanding

The app and layout makes this card one of the easiest I have. The customer service and brand are understanding - great rates too! Reviewed on: 29th March 2022

Very swift efficient service provider

Highly recommended and professional service provider Reviewed on: 29th March 2022

Time to get

Everyone keep it everywhere to buy Reviewed on: 29th March 2022

Good clear credit

Easy to use app, notifications on what you are spending are useful too Reviewed on: 29th March 2022

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