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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good

Very easy. Very affirmative. Easy to use app. Recommend 100%. Reviewed on: 29th March 2022

What a pleasure

So easy and helpful. Understood my unique position and had some faith in me. Reviewed on: 29th March 2022

Taking the sting out of borrowing.

What I truly like about Zopa is there whole approach toward customer interaction. You genuinely feel you are part of something, not just a number. I always feel like I am 'in the loop'. Reviewed on: 29th March 2022

Easy to use app

Simple online application, easy to use. Addition of savings account is really useful Reviewed on: 29th March 2022

Excellent service

Having been refused by nearly every credit card company Zopa have trusted me with the opportunity to build my credit score and I'm extremely grateful Reviewed on: 29th March 2022

Absolutely smashing

Such an amazing banking company! Always happy to help and friendly. Any issues I've had, Zopa have sorted it with ease. Everything is always so straight forward. I love them, and would definitely recommend to other people. Reviewed on: 29th March 2022

Excellent customer service

Been very helpful and understanding Reviewed on: 29th March 2022

Zopa good helpful

Easy to apply very quick to reply thank you would recommend Reviewed on: 29th March 2022

Excellent

Easy to apply for, easy to use and good amount given to spend Reviewed on: 29th March 2022

The best credit card ever

It has the best app and the credit card is awesome Reviewed on: 29th March 2022

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