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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Greate credit

Zopa has been a great credit card to utilize in my day to day life and is very easy to understand and use. The app is very user friendly and can be operated by anyone. Reviewed on: 29th March 2022

Good

Good and excellent service provided all the time. Reviewed on: 29th March 2022

Fabulous service

Excellent communication and very helpful. Xxx Reviewed on: 29th March 2022

Excellent Service

Very happy with Zopa, great app and excellent customer service. Reviewed on: 29th March 2022

Outstanding service

Great credit builder I am so happy with the how it has helped my credit score onwards and upwards Reviewed on: 29th March 2022

No one better

Probably the best credit card provider out there, great customer service and a great way to grow your credit. Reviewed on: 29th March 2022

Very good

Good experience very good back A fell free and good whit zopa Reviewed on: 29th March 2022

Great service

Really great service. Quick and easy Reviewed on: 29th March 2022

Excellent easy service.

It was easiest application ever and the service provided on app is everything you need while you can access everything without struggling to find it … Reviewed on: 29th March 2022

Brilliant

I applied the application process was very easy would recommend to anyone i love using my card and paying back in full Reviewed on: 29th March 2022

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