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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great easy credit card

Great company easy to use would highly recommend Reviewed on: 29th March 2022

Good company to deal with

Great management via the app, good rates and customer service. Also has a handy savings tool with 2 options. Easy access or 95 days notice. Not many banks offer this. Reviewed on: 29th March 2022

Brilliant

Applied with zopa straight forward easy no hassle fantastic now where you are Reviewed on: 29th March 2022

Great service, fast and efficient! Great customer service

Understanding and great service Reviewed on: 29th March 2022

Zopa

App very easy to use, love the borrowing power feature and updates Reviewed on: 29th March 2022

Really good

I feel well looked after with Zopa. Only been a few months I joined but I am very pleased with them. Reviewed on: 29th March 2022

Great credit card

It’s very easy and simple to manage . I have had a few cards in my time and most of them are ok but this one is better ok. The app that supports it is very intuitive and just makes sense . It’s like Apple vs android. Common sense Reviewed on: 29th March 2022

Really helpful

Really helpful and understanding company. Credit card is so easy to use Reviewed on: 29th March 2022

Excellent and non-judgemental

When I approached Zopa, I was in need of a friendly, helping hand. One that wouldn’t judge or interrogate me. Zopa were perfect and since having my credit card with them, I haven’t looked back. Reviewed on: 29th March 2022

Excellent bank and app so easy to use.

Always helpfull. Always helpful. Never been let down by the app. Reviewed on: 29th March 2022

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