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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use and handy to have

Zopa is easy to use and handy to have for unexpected expenses that may occur over the month. I would definitely recommend this card Reviewed on: 29th March 2022

Hassle free, sensible credit card

Great app for checking recent transactions, credit, pin etc. Payments go through the same day, so your not waiting for 2/3days before you can use your card again. Never had a single problem. Reviewed on: 29th March 2022

Easy to know where you stand

A nice straight forward account that helps you build good habits and has helpful advice to continue being to save money and build a better credit rating! Nice and straight forward to use and they let you know of how to achieve more in the future with them too. Nice and upfront! Reviewed on: 29th March 2022

Zopa credit card

Very good credit card company, easy to use and the app is amazing, recommend highly. Reviewed on: 29th March 2022

Amazing

Amazing credit card really friendly customer service would 100%recomend also the apps really good Reviewed on: 29th March 2022

Excellent

Excellent customer service, quick response time Reviewed on: 29th March 2022

The best card out there

Brilliant company the card is great the app is brilliant and the customer service is top notch Reviewed on: 29th March 2022

A excellent organisation.

A very high-quality organisation, I highly recommend Zopa a great organisation with excellent customer care. Reviewed on: 29th March 2022

Helpful

They have helped me a lot with my credit score and it could never be better so thank you so much I would highly recommend Reviewed on: 29th March 2022

Great way to bank

Innovative, easy and secure. What more can you ask for. Reviewed on: 29th March 2022

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