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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card

Wonderful experience, can't compare to others in all ways. Love zopa Reviewed on: 29th March 2022

First class service

Better service than usual banks ,customers service excellent, very quick response. Reviewed on: 29th March 2022

Mr Robert-Daniel Suciu

is one of the best credit cards in the UK Reviewed on: 29th March 2022

Zopa easy

Very easy to set up and use. Good communication through app. Brilliant. 5star Reviewed on: 29th March 2022

Just a great convenient card to have

simply does what it says on the tin, perfect. Reviewed on: 29th March 2022

Very good service

I've been with them a short time but seems to be very pleasure able Reviewed on: 29th March 2022

It's perfect for me

Please everyone apply for zopa credit card Reviewed on: 29th March 2022

Fast easy no hassle

I have had no disappointment with this card. I was shocked when I received though the post i was afraid to use it because of making payments, but its easy to manage repayments its a life saver. Reviewed on: 29th March 2022

Best credit card by far

Not just a credit card, but a savings portal as well, even whilst I was struggling they understand the situations your in and help you out, superb online bank service. Reviewed on: 29th March 2022

Value for money

Since I have been using Zopa card, it has made my finances easy a bit. Reviewed on: 29th March 2022

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