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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Front runners

Zopa account is simple and easy to use no hidden charges exactly what they say excellent Reviewed on: 29th March 2022

Great card

Fast easy to use card,with great customer service Reviewed on: 29th March 2022

Easy to use card

very easy and straightforward steps Reviewed on: 29th March 2022

Credit builder

Zopa have a great card that is helping me rebuild my credit score. Also having a saving account with them is also a great touch. 8t 8s so easy to use Reviewed on: 29th March 2022

Excellent

Zopa gives me every information I need to know for a wonderful financial experience. Reviewed on: 29th March 2022

Easy to use, love the tips

This card is easy to use, I love the extra features like the tips and reminders. Everything is clear and easy to understand Reviewed on: 29th March 2022

Excellent company

I have no problems with this company Reviewed on: 29th March 2022

Quick and easy to use

It was easy to sign up to Zopa and the credit card arrived quickly. The app and interface is quick and responsive. I would recommend using Zopa to family and friends. Reviewed on: 29th March 2022

Brilliant Card

Account is so easy to use, no small print that will catch you out. Fees are minimal. Genuinely just so easy to use. Reviewed on: 29th March 2022

Effectively efficient

Best feature is make a payment and your account is credited immediately... great service too.. Reviewed on: 29th March 2022

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