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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Really good

4
Just high rates but is more than a credit card! Reviewed on: 29th March 2022

Honest review

5
If you have no credit history this is a great tool to increase it. With small limits you can’t get into any trouble. Reviewed on: 29th March 2022

Perfect to begin my improvement/rebuild !!!

5
Easy application. Guidance through using to improve my credit rating Reviewed on: 29th March 2022

Amazing

5
I love zopa, easy to use and understand I have recommended it to friends and family. Reviewed on: 29th March 2022

Great

4
Great service. Great customer service Reviewed on: 29th March 2022

Great

5
Easy to use, great app, no issues at all Reviewed on: 29th March 2022

Zopa is above my expectation

5
Best service I have ever have on credit cards Reviewed on: 29th March 2022

Excelent service

5
Easy application great app and service Reviewed on: 29th March 2022

Great and easy to use

5
It is easy to use and very easy to keep control of with the app Reviewed on: 29th March 2022

It really good

5
It was nice and I like to use my card in Difficult times Reviewed on: 29th March 2022

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