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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great Credit Card and App

5
I love this card. The app is brilliant. So clear. Very user friendly and actually really friendly too. I get notifications every time I use the card which is really helpful to identify misuse. 100% recommend Reviewed on: 29th March 2022
D's avatar
D

Excellent

5
So easy to apply and easy app to follow. Reviewed on: 29th March 2022
Doreen Ross 's avatar
Doreen Ross

Great Bank

5
Great bank with great features and customer service Reviewed on: 29th March 2022
Joshua Straw's avatar
Joshua Straw

Helping me get back on track

5
Easy to deal with and friendly. Reviewed on: 29th March 2022
Joanne's avatar
Joanne

Excellent

5
Lovely this credit card save u so muny Reviewed on: 29th March 2022
Mark's avatar
Mark

Incredibly easy to use

5
Brilliant mobile app that’s very clear and very very easy to use. Reviewed on: 29th March 2022
David Valpy's avatar
David Valpy

Great

4
Great card, helped me out of many situations Reviewed on: 29th March 2022
Martell Richards's avatar
Martell Richards

Ready for a new beginning

5
Most people will be accepted you just might be surprised been very helpful when I've had problems a company that goes the xtra mile for there customers Brilliant app works seamless and it helps build your credit score ll in all brilliant product best move I ever made Reviewed on: 29th March 2022
Optavia's avatar
Optavia

Life saver

5
Came in handy at the right time. Easy to use. Great experience. No problems setting up card on my phone. Reviewed on: 29th March 2022
James Powell's avatar
James Powell

Good card and communication

5
Very good at communication and the card does everything it should do. App works well for notifications Reviewed on: 29th March 2022
Andrew Carleton's avatar
Andrew Carleton

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