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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good

Excellent service all round highly recommended Reviewed on: 26th April 2025

Great service very quick and efficient

Great service very quick and efficient Reviewed on: 26th April 2025

Very helpful and professional staff.

Very helpful and professional staff. Reviewed on: 26th April 2025

I believe that the best is all I need.

I believe that the best is all I need. Reviewed on: 26th April 2025

ZOPA is an excellent card and service received is ou...

ZOPA is an excellent card and service received is outstanding Reviewed on: 26th April 2025

Rebuilding credit rating, excellent card.

Rebuilding credit rating, excellent card. Manageable Reviewed on: 26th April 2025

Zopa very user friendly and great rates

I had a below average credit rating and struggled to get credit elsewhere without astronomical interest rates. Then along came Zopa with my credit card and later a loan. I have been able to do all the things I wanted and more. A nice holiday, home improvements and get in control again of my credit score and lower payments. Zopa have been fantastic for me. No phone calls, no letters, just everything I need all on my phone. Super duper Zopa. Reviewed on: 26th April 2025

Excellent customer service reasonable rates easy to...

Excellent customer service reasonable rates easy to use app Reviewed on: 26th April 2025

Zopa apps to easy to use, and card payment any merch...

Zopa apps to easy to use, and card payment any merchant easily I do it. Reviewed on: 26th April 2025

Easy access to your credit card

Easy access to your credit card management Reviewed on: 26th April 2025

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