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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good Credit Limit with Reasonable Rates

Easy to apply for, great app to stay on top of your finances Reviewed on: 29th March 2022

The best

Zopa as helped me out alot, ill definitely will be recommending to people Reviewed on: 29th March 2022

Good service great rates

I’ve only been with zopa for a short while but compadres to my other credit card it’s easyer to use and much better rates the app is clear and easy to understand and I never feel out of my depth with using it and repayments Reviewed on: 29th March 2022

Brilliant service

The ZOPA card it great! Simple to use, the app is helpful and the team is great! Reviewed on: 29th March 2022

Great service

Easy website and app to use with lots of extras to help manage your money Reviewed on: 29th March 2022

Very happy with a card and service

Easy access through tha app no problem using it Reviewed on: 29th March 2022

Perfect

Easy to apply, easy to use the app , great service when needed.. Reviewed on: 29th March 2022

Awesome Company

Zopa is an awesome company. I like that i receive notifications of all transactions it is easy to make payments, they have other options available... Reviewed on: 29th March 2022

Zopa

This Company has helped me gain a good credit score Reviewed on: 29th March 2022

nice friendly staff

Very informative considerate and caring, i am struggking with work at mi.ent and zopa listen to me Reviewed on: 29th March 2022

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