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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use friendly service

Really good app, easy to use and friendly staff Reviewed on: 28th March 2022

Easy to use the zopa app, reliable and fantastic customer support

I had never heard of zopa banking until I applied for my first credit card and since having it I havent had a single problem with the app or even the customer support would highly recommend to anyone love zopa Reviewed on: 28th March 2022

Low interest

My overall experience is good and the interest I am paying seems pretty reasonable. Reviewed on: 28th March 2022

Perfect help & all so easy to apply

It was so easy to apply. Sensible credit limit given & app so easy to use ! Brilliant Reviewed on: 28th March 2022

Brilliant

I find the app so useful when staying in control of the money I spend. Reviewed on: 28th March 2022

Excellent service for an easy life.

Just easy. Polite service and nothing is too much trouble. It's a refreshing change. Reviewed on: 28th March 2022

Fantastic service

Great service from fantastic staff Reviewed on: 28th March 2022

Zopa the amazing

This card helped me get back on track with my finances even with a poor credit history Reviewed on: 28th March 2022

Very helpful staff & easy to use online

Using the app is so easy & easy to make payments too Reviewed on: 28th March 2022

Highly recommended

Great app and simple to use Would recommend to anyone struggling to get credit & to help rebuild your credit 5***** Reviewed on: 28th March 2022

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