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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Good Credit Card Company

5
Good credit card company, tells you what you've paid for and where you've paid for straight away in notifications, recommended friends and family to use this company and the rate is good. Reviewed on: 26th January 2022
Ellie's avatar
Ellie

Happy customer

5
Easy to use app and good communication between text and email. Will and have recommended to people Reviewed on: 26th January 2022
Stuart Rigby's avatar
Stuart Rigby

Awesome

5
Best credit card ive ever had , never any issues or problems nice and straight forward Reviewed on: 26th January 2022
mark polea's avatar
mark polea

The best credit card

5
It was so easy to apply, and everything was transparent Reviewed on: 26th January 2022
Irene Gogo 's avatar
Irene Gogo

Excellent service

5
Very easy to work with and helps alot when needed Reviewed on: 26th January 2022
Gareth's avatar
Gareth

Credit card

5
Quick to arrive easy to setup.Diffetent ways to pay back, all-round fantastic experience Reviewed on: 26th January 2022
Malc's avatar
Malc

So easy!

5
Absolutely effortless, all carried out on my phone. Reviewed on: 26th January 2022
barry kent's avatar
barry kent

Happy with it

5
I was happy even more that the app offers various savings account choices so it encourages you to save rather than spend:) Reviewed on: 26th January 2022
Emanuele Pesce's avatar
Emanuele Pesce

Great app

5
One of the most fair system on the market. Reviewed on: 26th January 2022
Adam's avatar
Adam

Recommended

5
Highly recommended gives lower level of interest rate then wel known cards Reviewed on: 26th January 2022
Natasha's avatar
Natasha

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