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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Wish all companies where this good

5
Brill, love how easy the app is, I love how payments and repayments are so easy! Easy to keep track and everything up today! Defo recommend Reviewed on: 28th March 2022
Hayley's avatar
Hayley

Simple

4
Ready easy and simple to use app. So far seems pretty upfront with everything i.e costs etc Reviewed on: 28th March 2022
connor dodgson's avatar
connor dodgson

Quick and easy

5
Decided to apply with Zopa for a loan, the application was incredibly easy and the funds were in my bank account within an hour! Reviewed on: 28th March 2022
murfinzippyzoo@aol.com's avatar
[email protected]

The best card out there

5
The whole thing was easy from application to receiving the card, they keep me updated every month on my credit use Reviewed on: 28th March 2022
michellelroberts21@gmail.com's avatar
[email protected]

Excellent product

5
Great facility and very useful. Excellent app too Reviewed on: 28th March 2022
Paul Dodsworth's avatar
Paul Dodsworth

Very good

5
It is very good, I've already recommended Reviewed on: 28th March 2022
Laurentiu Mutu's avatar
Laurentiu Mutu

Fab

5
Easy to understand very helpful amazing Reviewed on: 28th March 2022
Kirsty 's avatar
Kirsty

Excellent

5
Excellent, helpful service. App is easy to use Reviewed on: 28th March 2022
Ashley lowry's avatar
Ashley lowry

Simple to use the app. Great all rounder

5
A smooth and user friendly app. Been using it for over a year now and haven't had any issues Reviewed on: 28th March 2022
Gary R's avatar
Gary R

Simple and straightforward

4
Really easy to use, app is nicely designed and thought out - my only ask is for direct debit payments to be introduced but if you decide this is the card you want to apply for, you won’t be disappointed. Reviewed on: 28th March 2022
KeithN's avatar
KeithN

Review Zopa: Credit card now

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