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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Good service

Easy to use online app is brilliant highly recommend Reviewed on: 26th January 2022

Great customer service

Very impressed with app and customer service Reviewed on: 26th January 2022

Nice and easy

Great app. For keeping tabs on your spending.. First rate company. Reviewed on: 26th January 2022

Great card

Great card easy to use easy to apply for apply really easy to use never had any problems with would highly recommend zopa Reviewed on: 26th January 2022

Excellent

Progressive forward thinking and a pleasure to appreciate. Thank you Reviewed on: 26th January 2022

Fantastic easy to use

Friendly helpful and approachable Reviewed on: 26th January 2022

Total recommendations

I totally recommend zopa for anyone needing help build their credit Reviewed on: 26th January 2022

Mr Shahed Ahmed

Zopa are the best credit cards provider. I always recommend everyone to choose Zoo. Also there service is always best of the best. Also they are very reliable. Thanks Reviewed on: 26th January 2022

Great service

Always helpful staff happy with service at all times Reviewed on: 26th January 2022

good value

easy to set up and totally contactless Reviewed on: 26th January 2022

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