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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Excellent

5
Great and easy application and great service Reviewed on: 28th March 2022
Kevin Baney's avatar
Kevin Baney

Great service

5
I had bad credit now its building to a better score. Reviewed on: 28th March 2022
Liam Greensmith 's avatar
Liam Greensmith

Wish all companies where this good

5
Brill, love how easy the app is, I love how payments and repayments are so easy! Easy to keep track and everything up today! Defo recommend Reviewed on: 28th March 2022
Hayley's avatar
Hayley

Simple

4
Ready easy and simple to use app. So far seems pretty upfront with everything i.e costs etc Reviewed on: 28th March 2022
connor dodgson's avatar
connor dodgson

Quick and easy

5
Decided to apply with Zopa for a loan, the application was incredibly easy and the funds were in my bank account within an hour! Reviewed on: 28th March 2022
murfinzippyzoo@aol.com's avatar
[email protected]

The best card out there

5
The whole thing was easy from application to receiving the card, they keep me updated every month on my credit use Reviewed on: 28th March 2022
michellelroberts21@gmail.com's avatar
[email protected]

Excellent product

5
Great facility and very useful. Excellent app too Reviewed on: 28th March 2022
Paul Dodsworth's avatar
Paul Dodsworth

Very good

5
It is very good, I've already recommended Reviewed on: 28th March 2022
Laurentiu Mutu's avatar
Laurentiu Mutu

Fab

5
Easy to understand very helpful amazing Reviewed on: 28th March 2022
Kirsty 's avatar
Kirsty

Excellent

5
Excellent, helpful service. App is easy to use Reviewed on: 28th March 2022
Ashley lowry's avatar
Ashley lowry

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