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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great card

5
I had bad credit they have helped me build my credit back up Reviewed on: 28th March 2022
Wayne's avatar
Wayne

Great card

5
Easy to use and understand Apr is not to high Updates regularly Reviewed on: 28th March 2022
Stace28's avatar
Stace28

Brilliant

5
The app has helped me with a lot of things and would recommend it to anyone Reviewed on: 28th March 2022
Will 's avatar
Will

Modern edge credit card

5
The app is fantastic, live updates with transactions, great interface, reasonable credit limits, glad I chose ZOPA Reviewed on: 28th March 2022
Michael Lockwood's avatar
Michael Lockwood

Nice bank

5
I like it Reviewed on: 28th March 2022
Adam Kubiak's avatar
Adam Kubiak

Excellent

5
Professional and helpful services Reviewed on: 28th March 2022
Atinuke's avatar
Atinuke

Ideal credit-building card

4
This card has been hassle free and assisted in building my credit score after the difficulty of relocating to a new country during the pandemic. Great customer service and user friendly app. Reviewed on: 28th March 2022
Jeff's avatar
Jeff

A greatnexperienfe & support using credit card

4
My experience is nothing but 100% positive. Everything is clear to read and understand. The appn is easy peasy to use. Zopa encourages you to be kore aware of your spending, listing what you have spent and where. i particularly like you can pay the minimum or you can pay as kuch as you like over and above it. All charges are clear there are bo sneaky pete ones hiding elsewhere. Huge thumbs up from me. Also should you need to phone a customer advisor they are helpful, knowledgable and patient. Reviewed on: 28th March 2022
Lynne Carruthers's avatar
Lynne Carruthers

Excellent

5
Great and easy application and great service Reviewed on: 28th March 2022
Kevin Baney's avatar
Kevin Baney

Great service

5
I had bad credit now its building to a better score. Reviewed on: 28th March 2022
Liam Greensmith 's avatar
Liam Greensmith

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