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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44341)

Manageable credit excellent service

5
An excellent service with manageable credit an excellent service highly recommended, keep up the good work Zopa Reviewed on: 28th March 2022
lisajhuck38@gmail.com's avatar
[email protected]

Great Service

5
I’ve had a few cards over the years but this one is the best. Builds your credit rating while allowing you to easily manage your spending and paying back. Highly recommend. Reviewed on: 28th March 2022
Ceecee's avatar
Ceecee

I'm in control.

5
Always easy make purchases and pay balances with the app. Gives me control. Reviewed on: 28th March 2022
Cheryl 's avatar
Cheryl

Great card

5
I had bad credit they have helped me build my credit back up Reviewed on: 28th March 2022
Wayne's avatar
Wayne

Great card

5
Easy to use and understand Apr is not to high Updates regularly Reviewed on: 28th March 2022
Stace28's avatar
Stace28

Brilliant

5
The app has helped me with a lot of things and would recommend it to anyone Reviewed on: 28th March 2022
Will 's avatar
Will

Modern edge credit card

5
The app is fantastic, live updates with transactions, great interface, reasonable credit limits, glad I chose ZOPA Reviewed on: 28th March 2022
Michael Lockwood's avatar
Michael Lockwood

Nice bank

5
I like it Reviewed on: 28th March 2022
Adam Kubiak's avatar
Adam Kubiak

Excellent

5
Professional and helpful services Reviewed on: 28th March 2022
Atinuke's avatar
Atinuke

Ideal credit-building card

4
This card has been hassle free and assisted in building my credit score after the difficulty of relocating to a new country during the pandemic. Great customer service and user friendly app. Reviewed on: 28th March 2022
Jeff's avatar
Jeff

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