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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

amazing service

very good service and support, i like the experience Reviewed on: 28th March 2022

Accessible and manageable

I manage my payments well as zopa gave me a small credit limit within my means as im trying to build a better credit report Reviewed on: 28th March 2022

No frills just great Credit Card

Great Credit Card, backed up by great App and ease of use. Reviewed on: 28th March 2022

It is very easy to apply.

It is very easy to apply and low in interest rate. Reviewed on: 28th March 2022

Good /service/

Very good service. I am very pleasedThank you for the wonderful work Reviewed on: 28th March 2022

From the get go Zopa have been brilliant and they do what they say on the tin!

From the time of applying for an account, and it being approved, the experience has been so, so straight forward and easy to understand and know exactly what you have spent with the instant alerts for example. Would definitely recommend to friends and family. Reviewed on: 28th March 2022

Beast credot card ever

Simple quick best from best nothing is better Reviewed on: 28th March 2022

Easy Money Management

One of the things I love about Zopa is the App. Not only does it make it easy to manage your money but it provides a whole range of extras to help you manage your credit record. Reviewed on: 28th March 2022

Easy to use

Easy to use card , easy to pay back the money with a bank transfer, easy to find transactions when you need to, app is user friendly and easy to navigate and the team are always friendly and helpt when you need to get hold of them. Reviewed on: 28th March 2022

Great app with very manageable credit allownce

A really helpful App which is easy to use and keeps me updated with all our goings and any changes Reviewed on: 28th March 2022

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