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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Easy Money Management

One of the things I love about Zopa is the App. Not only does it make it easy to manage your money but it provides a whole range of extras to help you manage your credit record. Reviewed on: 28th March 2022

Easy to use

Easy to use card , easy to pay back the money with a bank transfer, easy to find transactions when you need to, app is user friendly and easy to navigate and the team are always friendly and helpt when you need to get hold of them. Reviewed on: 28th March 2022

Great app with very manageable credit allownce

A really helpful App which is easy to use and keeps me updated with all our goings and any changes Reviewed on: 28th March 2022

Instant payment acknowledgement

You make a payment and its instantly available Reviewed on: 28th March 2022

One of the easiest apps I've used.

I've used many different bank apps and work for a bank do know what's good and what's not. From applying to viewing and paying off the Zopa card & app is by far the easiest one I've used. Best feature? Everything you spend you get a text saying how much you've spent, to who and what credit you have left. So useful. Reviewed on: 28th March 2022

Very easy to use and understand

Extremely easy to use and understand, the app to help you manage your card works like.dream with some fantastic added features like looking a amount money aside for emergencies etc. Reviewed on: 28th March 2022

Great customer service

Great customer services communication is excellent. The interest rate is affordable and an easy to use website. Reviewed on: 28th March 2022

Great company

Many easy ways to pay and easy to understand app Reviewed on: 28th March 2022

Smart app easy access

Well it works for me easy to use contact less Reviewed on: 28th March 2022

Excellent! Clear concise information about the services offered. Good way of advising PIN details and ability to change statement date

Just really satisfied with the overall experience Reviewed on: 28th March 2022

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