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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

love using Zopa

I have only used my Zopa card a few times, as it has helped me out in emergencies,and using the app, and making payments are easy to do. Reviewed on: 26th January 2022

Fantastic app.

Great customer service.Easy to navigate app. Friendly reminders. Reviewed on: 26th January 2022

One of the best out there.

It's been an amazing experience with excellent customer service and meeting all my demands and needs. The account was fairly straightforward to set up and easy to use, their banking app is well designed and has all customer needs to hand. Reviewed on: 26th January 2022

Mr Stephen whitelaw

Great service and always keeps you right when using your credit card as send a message so you do over spend brilliant service Reviewed on: 26th January 2022

Good

l'm happy with this card.vill gladly recommend to my friends Reviewed on: 26th January 2022

Easy to use, consice, transparent, i recommend highly

Easy to set up, transparent and easy to customise payment plan Reviewed on: 26th January 2022

Couldn't be easier

Process simple and efficient, very impressed Reviewed on: 26th January 2022

Very good

It’s really easy to use and very good Reviewed on: 26th January 2022

In control and steady on

Zopa has helped with finances but having a safety net to not go into using all the finance available is a good catch. Reviewed on: 26th January 2022

Amazing Service

Haven't put a foot wrong with me Never see endless maintenance breaks like most of my other cards Reviewed on: 26th January 2022

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