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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent service the listening bank

I wanted a credit card I got a credit card.I wanted a new car I am getting a new car thanks to Zopa no high interest charges fast approval kind friendly service and excellent service Highly reccomend try Zopa you won't be disappointed Reviewed on: 26th January 2022

Fantastica zopa

Such a people centred card. Makes building your credit less hard Notifies you of all spend Keeps you in control for month end Would recommend this card to all dont go elsewhere and take a fall Reviewed on: 26th January 2022

Very good

Easy to use and very good credit car Reviewed on: 26th January 2022

Excellent and informative

Zopa keeps customers advised and up to date with current offers. Reviewed on: 26th January 2022

Very happy

Happy customer keeps you updated and would recommend to family and friends Reviewed on: 26th January 2022

Amazing.

Love how easy the app is. The easy on how to use it and pay it off quickly is such a bonus! Love it Reviewed on: 26th January 2022

Very good, clear information.

Happy to have it as card is simply to use so application as well! Reviewed on: 26th January 2022

Absolutely best credit card provider ever!!

I am so glad that I used Zopa for both a credit card and loan because the service I have received has been absolutely excellent. Reviewed on: 26th January 2022

Easy app to use

Service has been good the app has been easy to use and no problems Reviewed on: 26th January 2022

Zopa was back to me in a short time

I Iike zopa because it tell you the amount as soon have you spent some money and standard payments pr good Reviewed on: 26th January 2022

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