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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Happy customer

Allways telling u what’s new and easy app to access and understand . Reviewed on: 28th March 2022

Great card

I find the app that goes with the card to be very easy to use and navigate. The service you get is first class. You always know where you are financially with zopa; if you get near your limit, they always text you to stop you from going over and incurring charges. I would highly recommend their services to anyone. Reviewed on: 28th March 2022

Easy to apply and great customer service

It’s helped me so much to build up my credit score, has been easy to understand and to access. Reviewed on: 28th March 2022

Excellent Card with first class service

So easy and transparent. Love the Zopa app to track live transactions and payments. Reviewed on: 28th March 2022

Handy little card

App easy to use aswell. Good credit limit as first time user Reviewed on: 28th March 2022

Great service !

Always received great service if ever I need to contact them. Friendly and efficient Reviewed on: 28th March 2022

Poor credit acceptance

Zopa gave me the chance to repair my credit history where others wouldn't. The app is also very good and easy to use Reviewed on: 28th March 2022

Great service

Easy signing up and easy application for the iPhone Reviewed on: 28th March 2022

Zopa credit card

Easy way to use money and boost your credit score at the same time Reviewed on: 28th March 2022

Amazing

Amazing customer service!! Always very helpful when I call and the app is very user friendly and accessible. Reviewed on: 28th March 2022

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