Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

View other Zopa products

4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Great service

Easy signing up and easy application for the iPhone Reviewed on: 28th March 2022

Zopa credit card

Easy way to use money and boost your credit score at the same time Reviewed on: 28th March 2022

Amazing

Amazing customer service!! Always very helpful when I call and the app is very user friendly and accessible. Reviewed on: 28th March 2022

amazing service

very good service and support, i like the experience Reviewed on: 28th March 2022

Accessible and manageable

I manage my payments well as zopa gave me a small credit limit within my means as im trying to build a better credit report Reviewed on: 28th March 2022

No frills just great Credit Card

Great Credit Card, backed up by great App and ease of use. Reviewed on: 28th March 2022

It is very easy to apply.

It is very easy to apply and low in interest rate. Reviewed on: 28th March 2022

Good /service/

Very good service. I am very pleasedThank you for the wonderful work Reviewed on: 28th March 2022

From the get go Zopa have been brilliant and they do what they say on the tin!

From the time of applying for an account, and it being approved, the experience has been so, so straight forward and easy to understand and know exactly what you have spent with the instant alerts for example. Would definitely recommend to friends and family. Reviewed on: 28th March 2022

Beast credot card ever

Simple quick best from best nothing is better Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.42 from 88 reviews
Credit card
from M&S Bank - Marks and Spencer 2.95 from 196 reviews
Platinum Credit Card
from Lloyds Bank 4.21 from 56 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub