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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Just what you need, straight forward

Reasonable interest rates, really straightforward to apply and set up. App works really well and helps you keep track of everything. Really pleased. Reviewed on: 28th March 2022

Fantastic company

First class customer service and ease of use Reviewed on: 28th March 2022

The BESTTTT

because everything is amazing and easy to use. Reviewed on: 28th March 2022

No issues and great service

No issues, great customer service. Never any issues with the app Reviewed on: 28th March 2022

Amazing service

My credit rating has shot up since getting a Zopa card and using it regularly, and paying the balance in full each month Reviewed on: 28th March 2022

Best credit card in the game

Since I have had my Zopa credit card it has been nothing but great, really easy to use the app is amazing and simple and the interest rates are good and customer service is faultless. Definitely worth having Reviewed on: 28th March 2022

EFFECTIVE AND EFFICIENT.

The entire process was easy and well presented Reviewed on: 28th March 2022

Zopa is the best

Very helpful and good customer service. Would tell a friend Reviewed on: 28th March 2022

Very quick

Very good response 100 per cent quick thanks Ian from wales Reviewed on: 28th March 2022

Outstanding!!

Amazing company with great accessible help and outstanding customer service and service in general.. highly recommend!! A****** Reviewed on: 28th March 2022

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