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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Thank you Zopa

ZOPA IS JUST SUCH AN UP TO DATE MODERN CREDIT CARD WITH AN EASY TO USE APP. GREAT JOB ZOPA Reviewed on: 26th January 2022

Great service

I had a great abs very quick service my card came quick. Also fully being updated on my spending using my card and a very easy understandable app as well. Reviewed on: 26th January 2022

Best company I have dealt with

Nothing is too much trouble and also dealt with quickly and efficiently Reviewed on: 26th January 2022

Excellent

Highly recommend, fantastic company, can be used by everyone Reviewed on: 26th January 2022

Easy to use

Easy to use and everything is perfect on it. Reviewed on: 26th January 2022

Outstanding

Outstanding all round card easy to sign up to easy to use Reviewed on: 26th January 2022

300

Always good to use . Never have problem I love that credit card Reviewed on: 26th January 2022

Amazing

Very professional ,good staff ready to help people.I recommend to everyone Reviewed on: 26th January 2022

Very good good credit card

Its a good good credit card to have very pleased Reviewed on: 26th January 2022

Saving Grace

After being irresponsible during my late teens and early 20s with my finances, Zopa have me a second chance based upon my current situation versus my past mistakes. Now I'm en route being able to building a better, brighter and bolder future for myself and my family. Reviewed on: 26th January 2022

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