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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Outstanding bank ever had

Sense having a zopa account has been an amazing thing they help you find the best deals on the market for your utilities, they lend out loans with the lowest interest, they help you get better credit and much more Reviewed on: 26th January 2022

Great card

Great card good customer service very helpful Reviewed on: 26th January 2022

Brilliant Bank - Efficient customer service

They are quite efficient at dealing with customers online. I registered online and got immediate positive response and few days later I received my card. Reviewed on: 26th January 2022

Credit card

Easy to use site, card is very handy to use anywere. Easy to transfer cash into account online. Reviewed on: 26th January 2022

the best

is very easy to use to pay back and is great , notification you know all time whats going on . Zopa is the best Reviewed on: 26th January 2022

Easy and user friendly

Easy to apply, great rates. App is superb and helps me manage my account. Reviewed on: 26th January 2022

Excellent

Great customer service and all round great credit card Reviewed on: 26th January 2022

Great Experience

Just So Easy To Use This Card With Fast Transactions Reviewed on: 26th January 2022

Excellent service

Very simple application process, extremely easy App, smooth transactions both spending and paying back. I would definitely recommend Zopa to friends and family for ease of use and a great way to improve a low credit score! No fees added to use overseas either thank you Zopa :-) Reviewed on: 26th January 2022

Zopa

The credit card is perfect for that little thing you might need and it really simple Reviewed on: 26th January 2022

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