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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

zopa credit card

very easy to use , very quick answer , Reviewed on: 28th March 2022

Excellent experience

With the Zopa credit card I had a very pleasant experience, from very easy application to decent interest. Reviewed on: 28th March 2022

All good

Well done Reviewed on: 28th March 2022

Easy to manage service

Easy to set up, manage and top tips for improving credit score Reviewed on: 28th March 2022

Zopa have the best credit card

It was simple, easy and straight foward Reviewed on: 28th March 2022

Great customer service and product

Easy to use app and great friendly customer service! Reviewed on: 28th March 2022

Nice one

All okay yes all ok thank you good company Reviewed on: 28th March 2022

Hassle free

Fantastic app simple to use best credit card I've had Reviewed on: 28th March 2022

Best value and easy to deal with

I have a couple of credit card but this is my favourite as I get the best rates Reviewed on: 28th March 2022

Problem Free, Easy to keep track of money

Zopa gave me a chance to be able to start building my credit score again, it’s so easy to keep track of and they won’t push more credit on to you, it’s like they make sure you’re in the position and right frame of money mind, before hand, I feel very looked after, Thank you Zopa x Reviewed on: 28th March 2022

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