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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Hassle free

Fantastic app simple to use best credit card I've had Reviewed on: 28th March 2022

Best value and easy to deal with

I have a couple of credit card but this is my favourite as I get the best rates Reviewed on: 28th March 2022

Problem Free, Easy to keep track of money

Zopa gave me a chance to be able to start building my credit score again, it’s so easy to keep track of and they won’t push more credit on to you, it’s like they make sure you’re in the position and right frame of money mind, before hand, I feel very looked after, Thank you Zopa x Reviewed on: 28th March 2022

Just what you need, straight forward

Reasonable interest rates, really straightforward to apply and set up. App works really well and helps you keep track of everything. Really pleased. Reviewed on: 28th March 2022

Fantastic company

First class customer service and ease of use Reviewed on: 28th March 2022

The BESTTTT

because everything is amazing and easy to use. Reviewed on: 28th March 2022

No issues and great service

No issues, great customer service. Never any issues with the app Reviewed on: 28th March 2022

Amazing service

My credit rating has shot up since getting a Zopa card and using it regularly, and paying the balance in full each month Reviewed on: 28th March 2022

Best credit card in the game

Since I have had my Zopa credit card it has been nothing but great, really easy to use the app is amazing and simple and the interest rates are good and customer service is faultless. Definitely worth having Reviewed on: 28th March 2022

EFFECTIVE AND EFFICIENT.

The entire process was easy and well presented Reviewed on: 28th March 2022

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