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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great Card

Easy app linked to your account. Keeps you updated on the running of your account Reviewed on: 26th January 2022

Amazing!!!

Very easy to apply, very fast decision and everything very easy to use/pay etc Reviewed on: 26th January 2022

Just brilliant

I love my zopa credit card so easy to use & easy to pay back can not recommend enough Reviewed on: 26th January 2022

Best card ever

This card allow me the flexibility to purchase what ever goods and services I require on a day to day basis. Reviewed on: 26th January 2022

Simple, quick, reliable

Ever since joining I've had no problems with anything, from first applying to monthly use. I have, and would again recommend to anyone. Reviewed on: 26th January 2022

Brilliant

Service straight forward and easy to use. App is fantastic to keep track of spending. Well done zoopa Reviewed on: 26th January 2022

Zopa is a 5* card

Using the Zopa app is so easy and explains everything I need to know about my account. Reviewed on: 26th January 2022

Wonderful company

Wonderful customer service and always willing to assist in times of difficulty Reviewed on: 26th January 2022

Cred card

It is nice bank, good credit and easy access! Reviewed on: 26th January 2022

Great lenders

Very quick and easy to set up, unbelievable rates. Overall cracking service. Reviewed on: 26th January 2022

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