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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Top class

Very professional and helpful any problems are resolved very quickly Reviewed on: 26th January 2022

Fantastic

I love this card and the app, the app is great to use and everything you need is there. Reviewed on: 26th January 2022

Excellent service all round

Excellent service all round. Great customer service. Reviewed on: 26th January 2022

Great

Reliable and easy to use. No issues since I have been banking with Zopa Reviewed on: 26th January 2022

Value savings

The credit card company offering value savings with upto 0.95% AER is good Reviewed on: 26th January 2022

Easy manageable credit building

This is a great card with a manageable limit. Friendly email reminders and a extremely easy user friendly app. Reviewed on: 26th January 2022

Fantastic banking and very understanding customer service

I been with zopa about a year and I fell out of work but they were very understanding with the money ibowed back, so I’d recommend these guys 100% Reviewed on: 26th January 2022

Absolutely fantastic company

What more can you say. Absolutely a1 company to deal with Reviewed on: 26th January 2022

Credit card

Excellent credit card company. They have an encouraging customer service. Reviewed on: 26th January 2022

Great credit card

Great credit card never had any issues Reviewed on: 26th January 2022

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