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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service, great way to build credit

Credit score improved, staff on hand 24/7 to help with any queries cannot fault them Reviewed on: 28th March 2022

There for when you need it

I recently applied for my zopa credit card, it was quick and simple ,everything was sorted with in 5 mins and I could even take advantage of the use of the card with a temporary downloaded card should I have needed , I love using the app to monitor what I'm spending and what I have to spend ,have recommended zopa to my mate who was looking for a new credit card Reviewed on: 28th March 2022

Great Service

Great Online service and easy to use App Reviewed on: 28th March 2022

zopa credit card

excellent service and a great company Reviewed on: 28th March 2022

Zopetastic!

Great credit card! No fuss easy online access and features. I have recommended to friends and family. Reviewed on: 28th March 2022

Brilliant

No stress, always keeps you up to date with whats going on in your account so no unexpected surprises when you log on. Reviewed on: 28th March 2022

Great value

Fair, great service.... outstanding Reviewed on: 28th March 2022

Helping me with my credit score

One of not many to believe and give me a chance to have a card and build up my credit history, great and easy to apply application and lets you no straight away, thanks Zopa Reviewed on: 28th March 2022

First Class Service

I have found the various products on offer meet my needs. The app is easy to use and when required, I have received excellent customer service. Reviewed on: 28th March 2022

Zopa credit card

Excellent service from Zopa great credit card services. Reviewed on: 28th March 2022

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