Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great value

Fair, great service.... outstanding Reviewed on: 28th March 2022

Helping me with my credit score

One of not many to believe and give me a chance to have a card and build up my credit history, great and easy to apply application and lets you no straight away, thanks Zopa Reviewed on: 28th March 2022

First Class Service

I have found the various products on offer meet my needs. The app is easy to use and when required, I have received excellent customer service. Reviewed on: 28th March 2022

Zopa credit card

Excellent service from Zopa great credit card services. Reviewed on: 28th March 2022

Great lending app

The app is very easy to use and the fast approval is excellent! Reviewed on: 28th March 2022

HIGHLY RECOMENDED CARD- Better then others on the market

From day one I have great verwiev of my cost and low intrest . Reviewed on: 28th March 2022

Best out of three that credit card I own.

Very easy to apply. Easy to understand terms and conditions. Fair interests rates and provided your savvy as to when to use it, and pay it back, little to no costs involved. I am incredibly impressed and would highly recommend to anyone I know, even on low income. Just got an increase offered, at the tap of a button it was applied. Dont expect to use the extra but a nice buffer if something unexpected crops up. 10/10 for me. Reviewed on: 28th March 2022

Amazing helped my credit rating

So glad I found Zopa credit card when I did I keep upto date with my payments and build my credit each month Reviewed on: 28th March 2022

Great service

Great service easy to use app and information is easy to access Reviewed on: 28th March 2022

Friendly, modern and so simple to use

Simple to apply for credit. Quick decision and the card soon arrived a few days later. Payments are rapidly credited. Couldn’t be better. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 4.27 from 104 reviews
Credit Card
from thinkmoney 3.13 from 3 reviews
Credit card
from PayPal 4.90 from 80 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub