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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great bank

Very easy to use and understand so perfect for me Reviewed on: 28th March 2022

Brilliant

Excellent service recommended always Reviewed on: 28th March 2022

Amazing

Great service and user friendly app. Reviewed on: 28th March 2022

Good to build credit

Good to build credit I would recommend to my friends Reviewed on: 28th March 2022

Excellent credit provider, would definitely recommend

From the initial application right through to every day updates, everything is brilliant and well explained Reviewed on: 28th March 2022

Brilliant credit company

Zopa has been very good to me the customer service I’ve received has been outstanding they handled all my query’s and questions and problems with the highest standards zopa should be very happy with there company and structure. Reviewed on: 28th March 2022

Grate thanks

There when needed to help with the day to day bits and bats Reviewed on: 28th March 2022

Quality banking at its best

Simple secure and straightforward banking. Highly recommended I have been a regular customer for a few years now. Always happy with the service. Reviewed on: 28th March 2022

top

fantastic service, never a disappointment Reviewed on: 28th March 2022

Zopa so good

The Zopa card and app are by far the easiest combination going, an instant message when you spend or pay in to your account , a message when a payment is due, instant access to money , even if you have just put in, no fuss, no headaches , no worries, this is by far the best card I have used, such an easy app to use. Thank you Zopa, for being the peoples friend . Reviewed on: 28th March 2022

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