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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa is a very good Credit Card to use especially if you want to rebuild your credit.

The application available to use with the card allows you to manage how much you spend you also can set up a notification which informs you when the card is used. Reviewed on: 26th January 2022

A 21st Customer Service experience

I have had a number customer service experience but I can truly say hands on heart that I am delighted with the genuine application of customer help and the friendly approach also professionalisms. Very good well designed financial products easy to understand the flow of technical information, I am very pleased and happy to have received the invitation also becoming a Zopian investor. Reviewed on: 26th January 2022

Brilliant

So easy to use,manage with really good app . Reviewed on: 26th January 2022

Absolute bliss to my credit

No other company would accept me for my past credit mistake, but these guys gave me a chance and I’m so thankful. Really easy company to work with and honestly a real life saver. Would %100 recommend Reviewed on: 26th January 2022

Fantastic

Excellent customer services , Affordable credit limits, Treat everyone as a individual with different circumstances Would recommend to all family and friends with out a doubt Reviewed on: 26th January 2022

Easy to manage

So easy to manage and make payments Reviewed on: 26th January 2022

Excellent Service

Really excellent service. Easy to manage via phone app. Highly recommended! Reviewed on: 26th January 2022

Simple, easy progressive

Quick application, easy to set up and great app! Reviewed on: 26th January 2022

Perfect credit card!

Zopa it's the best credit card, that the first card that pin its in the app. They don't charge a lot for fee. Also I don't need to wait 2 days when I paying because its there straight away! I really love this card, thank you Zopa! Reviewed on: 26th January 2022

Very honest, transparent and trustworthy

One of the best credit card I ever had. Very pleasant experience. I would definitely recommend Zopa. Reviewed on: 26th January 2022

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