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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good

I like everything about zopa card !!! Reviewed on: 26th January 2022

It help really good

I’m glad I using Zopa cos it help me alot Reviewed on: 26th January 2022

Great

Fantastic service would recommend Reviewed on: 26th January 2022

hassle free

hassle free got a card when all the rest refused coz bad rating Reviewed on: 26th January 2022

Great and easy

Easy to use. Clearly and simple too understand the app. Easy to change payment dates and payments. Its just excellent. Reviewed on: 26th January 2022

Quick and easy

One of the quickest and easiest applications I've ever done . I'd recommend zopa to anyone. Using their app just makes things easy to keep track of your spending Reviewed on: 26th January 2022

Excellent

Application was very easy and straightforward. The app is easy to navigate round. Reviewed on: 26th January 2022

Excellent company- quick and no hassle.

Love Zopa! They give great service and the app means that I’m in control of everything from my phone. For anyone wanting quick and hassle free credit, they are absolutely the company to go to. Reviewed on: 26th January 2022

Zopa dupa!!!!!!!!

Great app good company honest people Reviewed on: 26th January 2022

Perfect so easy to

User friendly. Super happy with them Reviewed on: 26th January 2022

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