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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

The best!

Love my zopa credit card! Couldn’t live without it Reviewed on: 28th March 2022

Excellent and easy setup

Love being able to see my balance and pay my balance earlier love the whole flexibility and control Reviewed on: 28th March 2022

Zopa so good

Brilliant service easy to use thanyou Reviewed on: 28th March 2022

My zopa

I’ve been so happy with this card. I’ve struggled for credit due to my past finances and zopa was the first card I was allowed that didn’t have a really high APR. I was so grateful for it I will give my loyalty back and stay with zopa. Definitely a thumbs up from me. Reviewed on: 28th March 2022

Great bank

Very easy to use and understand so perfect for me Reviewed on: 28th March 2022

Brilliant

Excellent service recommended always Reviewed on: 28th March 2022

Amazing

Great service and user friendly app. Reviewed on: 28th March 2022

Good to build credit

Good to build credit I would recommend to my friends Reviewed on: 28th March 2022

Excellent credit provider, would definitely recommend

From the initial application right through to every day updates, everything is brilliant and well explained Reviewed on: 28th March 2022

Brilliant credit company

Zopa has been very good to me the customer service I’ve received has been outstanding they handled all my query’s and questions and problems with the highest standards zopa should be very happy with there company and structure. Reviewed on: 28th March 2022

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