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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing!

Awesome! Always friendly and helpful and quick! Reviewed on: 28th March 2022

Very easy to use!

Love Zopa so easy to use and instant access to funds! Highly recommend!!! Reviewed on: 28th March 2022

Zopa gave me an amazing deal on my car, thanks

Very good.. Helped me to purchase my first BMW Reviewed on: 28th March 2022

Excellent Company and great App

It’s been an easy application from that to setting up details and using the app. Would highly recommend Zopa and hope to be a long continued customer as I am also thinking of using them for borrowing when required Reviewed on: 28th March 2022

Excellent card and app.

Zopa is a great card with a truly useful app; I can do everything I need in the app from viewing statements to making extra payments. The affordability/borrowing score is a nice extra too. Highly recommended! Reviewed on: 28th March 2022

Excellent

Just one of the best banks in the UK l will recommend them to any one. Reviewed on: 28th March 2022

Great credit card you can count on

The App, the customer service and efficiency of this company is definitely 100% in my books. They’re spot on with helping you maintain your credit and help with any issues straight away. I highly recommend ZOPA and I’m giving my vote! Reviewed on: 28th March 2022

Life saver

Just when I need you you came along Reviewed on: 28th March 2022

It is very good.

Was quickly to apply. You can although to transfer money in your account. Reviewed on: 28th March 2022

Spending

Spending isnt that much once the bill is produced, very convienient to have zopa on standby Reviewed on: 28th March 2022

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