Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great credit card you can count on

The App, the customer service and efficiency of this company is definitely 100% in my books. They’re spot on with helping you maintain your credit and help with any issues straight away. I highly recommend ZOPA and I’m giving my vote! Reviewed on: 28th March 2022

Life saver

Just when I need you you came along Reviewed on: 28th March 2022

It is very good.

Was quickly to apply. You can although to transfer money in your account. Reviewed on: 28th March 2022

Spending

Spending isnt that much once the bill is produced, very convienient to have zopa on standby Reviewed on: 28th March 2022

Very useful service and good card

The card and site are very good to use and very straight forward and simple. The app is user friendly and I have already recommended this to others. Reviewed on: 28th March 2022

Almost perfect

Just needs more options when using the website, encase you have no access to the app. Reviewed on: 28th March 2022

Title - second chance for credit building

Instance and fast support service. I had no problem using the app compared to its competitors. Service is very effective and interest is very afforadable. Reviewed on: 28th March 2022

No hassle credit card

Never hassle or keep sending emails to raise credit very professional in there business would recommend Reviewed on: 28th March 2022

Easy

This card is easy and always transparent to use. The lenders are responsible, informative and the App is great Reviewed on: 28th March 2022

5 star

Cant knock them, great customer service when you pay the money back you dont wait days for it to update, its literally showing instantly. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Credit card
from ASDA Money 2.65 from 104 reviews
Select Credit Card
from Nationwide 3.89 from 12 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub