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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Top Bank

5
Amazing easy to use customer support and service is always at hand and to support your needs.. highly recommended Reviewed on: 26th January 2022
Kevin taws's avatar
Kevin taws

Excellent business, no fuss.

5
All the usual perks from a credit card without any of the hassle. Easy to contact, easy to use. Reviewed on: 26th January 2022
Dave baker's avatar
Dave baker

Easy to deal with

5
New to zopa but good experience so far Reviewed on: 26th January 2022
harlz LT's avatar
harlz LT

Easy to use

5
When I was looking for a credit card to boost my poor credit score zopa was there it is easy to track what you have spent easy to manage via the app I’ve not had a single problem accessing funds anytime I would highly recommend zopa to anyone Reviewed on: 26th January 2022
Thomas's avatar
Thomas

Easy to use and friendly

5
I have never had any problems using this bank Reviewed on: 26th January 2022
Barbara Bowers's avatar
Barbara Bowers

Zopa - Credit for people worth more than a credit score

5
Zopa has been a fantastic provider of credit card services. With a unique app whereby all spend is notified immediately to avoid fraudulent transactions and up-to-the-minute balances, I'd find it hard to use another provider that offers such a great service. Absolutely deserving of this vote. Reviewed on: 26th January 2022
Tracey Riley's avatar
Tracey Riley

Excellent service

5
Always helpful ap very easy to use Reviewed on: 26th January 2022
Philip Robyns's avatar
Philip Robyns

Great for credit building

4
After struggling for credit Zopa had helped me start building it up again Reviewed on: 26th January 2022
Stuart mcmiullin's avatar
Stuart mcmiullin

Feras

5
It is very excellent and helps raise credit It is very easy to use I recommend it to everyone Reviewed on: 26th January 2022
Feras juha's avatar
Feras juha

Good service and app.

5
The entire process of applying for a credit card was simple, easy to follow and without issues, the app is good to navigate and easy to use, making Zopa a great choice for me. Reviewed on: 26th January 2022
Keith perfitt's avatar
Keith perfitt

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