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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good and easy use,

I ben use card often , acceptable limit for my spending and needs. Reviewed on: 26th January 2022

Great card

Great card to build credit with and good apr rate. Excellent app that’s easy to use Reviewed on: 26th January 2022

Best bank ever easy friendly and just perfect all round

Online user friend good customer service and just overall brilliant Reviewed on: 26th January 2022

Great service and reliability

Great bank, winner for me! Absolutely would recommend it Reviewed on: 26th January 2022

Brilliant even just for first credit get you going

So helpful customer service app is easy to work and hopefully get my limit increased too soon Reviewed on: 26th January 2022

Excellent

Absolutely amazing. Has really been bene in building my credit rating. Also the phone app is easy and so convenient to use. Keeps you informed of all tour spending, and let's you know when you credit is improving. Reviewed on: 26th January 2022

Easy,Easy.

Great Customer Service and support.Very nice interest rates,and above all fantastic Customer Service and Customer Support. Reviewed on: 26th January 2022

Zopa the name you can trust

Had an emergency and a friend of mine suggested zopa , the rate are unbelievable it surely is one of the best if it not the best. Reviewed on: 26th January 2022

Great, Hastle free banking

Very impressed with the services required and the level of clarity when borrowing. Reviewed on: 26th January 2022

Brilliant

Easy to apply for, to use. The app is easy to follow even for techno divs such as me. Just no hassle, open and fair Reviewed on: 26th January 2022

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