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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Amazing

5
Great company and so easy to deal with Reviewed on: 28th March 2022
Aaron Sinclair's avatar
Aaron Sinclair

V easy and convenient

5
Very easy to use and pay everything is clear and convenient to use on the app.Nice company. Reviewed on: 28th March 2022
Cjw's avatar
Cjw

Very professional

5
Very fast and easy process to apply for a credit card, and at a good interest rate. Reviewed on: 28th March 2022
Cliff's avatar
Cliff

Only one to go for

5
Easy app to use easy to control best company to ever go for Reviewed on: 28th March 2022
Sophie 's avatar
Sophie

Great credit card

5
The help and information on the app is amazing and when I needed support the advisor was awesome! I'm very happy with the ease of using the card Reviewed on: 28th March 2022
Janet's avatar
Janet

Fast and friendly service

5
Fast answer and very good at keeping you up to date with your account Reviewed on: 28th March 2022
Angela watt's avatar
Angela watt

Great first credit card

5
Great first credit card to get credit score up. App makes it easy to track outgoings Reviewed on: 28th March 2022
Lucy Breen's avatar
Lucy Breen

Fantastic service

5
Such a great easy use of a credit card Reviewed on: 28th March 2022
jackbarrowman@yahoo.com's avatar
[email protected]

Gives me the opportunity to build up my credit.

5
It was easy to apply and managed Reviewed on: 28th March 2022
Aluel Mawien's avatar
Aluel Mawien

Amazing

5
Best credit card company by far that I have had and I can assure u I have had few so hats off to you all Reviewed on: 28th March 2022
kyle flitton's avatar
kyle flitton

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