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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great first credit card

Great first credit card to get credit score up. App makes it easy to track outgoings Reviewed on: 28th March 2022

Fantastic service

Such a great easy use of a credit card Reviewed on: 28th March 2022

Gives me the opportunity to build up my credit.

It was easy to apply and managed Reviewed on: 28th March 2022

Amazing

Best credit card company by far that I have had and I can assure u I have had few so hats off to you all Reviewed on: 28th March 2022

Amazing!

Awesome! Always friendly and helpful and quick! Reviewed on: 28th March 2022

Very easy to use!

Love Zopa so easy to use and instant access to funds! Highly recommend!!! Reviewed on: 28th March 2022

Zopa gave me an amazing deal on my car, thanks

Very good.. Helped me to purchase my first BMW Reviewed on: 28th March 2022

Excellent Company and great App

It’s been an easy application from that to setting up details and using the app. Would highly recommend Zopa and hope to be a long continued customer as I am also thinking of using them for borrowing when required Reviewed on: 28th March 2022

Excellent card and app.

Zopa is a great card with a truly useful app; I can do everything I need in the app from viewing statements to making extra payments. The affordability/borrowing score is a nice extra too. Highly recommended! Reviewed on: 28th March 2022

Excellent

Just one of the best banks in the UK l will recommend them to any one. Reviewed on: 28th March 2022

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