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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Reliable

Zoppa is accepted wherever I buy as long as there is Visa Reviewed on: 26th January 2022

Outstanding

No Words, just perfect the perfect of all credit cards. So simple and straightforward. Reviewed on: 26th January 2022

Great people

They where easy to deal with no complications Reviewed on: 26th January 2022

Helped with credit score rating

Good credit card and App. Helped to boost credit rating Reviewed on: 26th January 2022

Zamazing

Amazing and easy to use, would recommend Reviewed on: 26th January 2022

Great Card

Gave me the opportunity for credit I needed to use in the USA. Reviewed on: 26th January 2022

Happy customer

Simple to use app, good communications, happy with service so far Reviewed on: 26th January 2022

Perfect.

Zopa came at the perfect time . Thank you! Reviewed on: 26th January 2022

Five star

Never had a issue with this company Approved me when no one else would Five star service and great App Reviewed on: 26th January 2022

Best you can get

Very good one.for me and my family and a very helpful way to sort many of the issues in my life Reviewed on: 26th January 2022

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