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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simply the best Credit provider out there.

Zopa was the first company to offer me Credit Card when every other bank refused. Moving to a new country and building up credit score is difficult, and there comes my saver, providing with a credit card and amount to payback without interest within the given time. I would simply put Zopa as the best Credit Card company out there. Reviewed on: 28th March 2022

Great communication

Excellent customer service- fantastic response time - excellent product Reviewed on: 28th March 2022

Amazing

World class app and really easy to navigate. Constant updated with the borrowing power so you’re in the know, great people Reviewed on: 28th March 2022

Great card

No hassle easy to use app easy to set up account Reviewed on: 28th March 2022

Amazing card

Great card and great customer service Reviewed on: 28th March 2022

Best credit card!

Best bank for loan, credit card or just keep your credit score on track! Simple to use and easy to apply! Reviewed on: 28th March 2022

Glade to have a credit card with Zopa

I have been fully supported by zopa and manage my credit usage Reviewed on: 28th March 2022

Master of all cards

Zopa is the new star in the town. I’ve been a beneficiary of it for many months now and I’ve also recommended it to my many friends and family as it can be used outside of the country without any interest paid in extra. Lovin it. Reviewed on: 28th March 2022

great help

They have been a great help in letting me control my finances using the card and keeping me within the range of my spending and being able to watch what i spend and have the advantage of texting what i am spending i can keep within my limits with ease which is helping my credit file. Using them has been a breeze and no issues at all. Reviewed on: 28th March 2022

Mr Vadim

Good credit card for start increase your credit score.Easy to use Zopa application, payment Reviewed on: 28th March 2022

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