Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Outstanding service

Zopa have outstanding customer service. Great, simple and easy to use app with many features allowing you to fully manage your finances. They are getting better every year offering more and more including savings accounts and other bits. Reviewed on: 26th January 2022

Great service

Easy to use app and customer service great service Reviewed on: 26th January 2022

Top class

Top class operators had difficulty obtaining a card until I found Zopa Reviewed on: 26th January 2022

Great service.

Great card, great service, thoroughly proffessional and so easy to speak to. would recommend to any family and friends. Reviewed on: 26th January 2022

Excellent service

Gave me a credit card when no one else would. The ap makes it easy to see what is happening get a message on how and when you have used it also get a message well before your payment is due so you never miss it absolutely brilliant Reviewed on: 26th January 2022

Been amazing to deal with

Quick to apply and easy to use very helpful staff when help is needed Reviewed on: 26th January 2022

Its easy to use

Best credit card provider and east to use Reviewed on: 26th January 2022

Helpful, easy and supportive

Zopa app really helps keep track of my expenses Reviewed on: 26th January 2022

Amazing

Everything you could wish for from any financial firm Reviewed on: 26th January 2022

Best Credit Card Ever

A great Credit Card that doeant break the bank. Very easy to control and by far the best customer service. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.71 from 24 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5794 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub