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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great

Best credit card provider I've ever used. Their app is packed full of features not found with others. Reviewed on: 28th March 2022

Really helpful

They helped me when I needed and were brilliant Reviewed on: 28th March 2022

Absolutely amazing company and would 100% recommend to everyone.

Amazing company to have a credit card with, great service and amazing experience. Reviewed on: 28th March 2022

Great Bank.

1000 times better than any other credit card I’ve ever had Reviewed on: 28th March 2022

GREAT SERVICE

ALWAYS HAD GOOD SERVICE ON ODD OCCASION THAT I HAVE HAD TO DEAL WITH ZOPA Reviewed on: 28th March 2022

Credit cards re invented

Amazing card with outstanding app easy to manage Reviewed on: 28th March 2022

Great card to build credit

It's helping me build my credit score Reviewed on: 28th March 2022

Brilliant sevice,

Brilliant service,the app is easy use and never had a problem with payments Reviewed on: 28th March 2022

Brilliant

Brilliant customer service and fantastic for money control. Reviewed on: 28th March 2022

Online, easy to use and simple.

I have had a Zopa card for a while now. I use it to help me budget and in emergencies. I pay it off regularly and I like the fact I can have an emergency pot that I have to say if I need to use. Reviewed on: 28th March 2022

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