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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Credit card

Ideal first credit card..A good starting credit limit easy to manage. Reviewed on: 26th January 2022

Does what it says on the package, easy is efficient & you won't get an easier bank app than this.

What's more to say,simply the best,better than all the rest. Reviewed on: 26th January 2022

Zopa

It’s great and amazing and secure. Reviewed on: 26th January 2022

Fantastic

Great service 100% recommend Fantastic to see everything sorted so quick thank you Reviewed on: 26th January 2022

Easy to use and very friendly customer service

Haven't had any problems using this card in any shops Reviewed on: 26th January 2022

Brilliant credit card

I have bad credit but Zopa was the first bank to allow me a low credit limit which allowed me to build my score up. Zopa for the win !! Reviewed on: 26th January 2022

Best credit card ever!!

With Zopa we can be with good credit score again!!! Reviewed on: 26th January 2022

Very happy

I’ve not been hassled into buying or pressured to make payments the app is really good very happy Reviewed on: 26th January 2022

Easy to apply

Very good credit card. Easy to access online service. Reviewed on: 26th January 2022

Simple, safe and easy to use

A really simple process, very user friendly. Reviewed on: 26th January 2022

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