Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

World class app and really easy to navigate. Constant updated with the borrowing power so you’re in the know, great people Reviewed on: 28th March 2022

Great card

No hassle easy to use app easy to set up account Reviewed on: 28th March 2022

Amazing card

Great card and great customer service Reviewed on: 28th March 2022

Best credit card!

Best bank for loan, credit card or just keep your credit score on track! Simple to use and easy to apply! Reviewed on: 28th March 2022

Glade to have a credit card with Zopa

I have been fully supported by zopa and manage my credit usage Reviewed on: 28th March 2022

Master of all cards

Zopa is the new star in the town. I’ve been a beneficiary of it for many months now and I’ve also recommended it to my many friends and family as it can be used outside of the country without any interest paid in extra. Lovin it. Reviewed on: 28th March 2022

great help

They have been a great help in letting me control my finances using the card and keeping me within the range of my spending and being able to watch what i spend and have the advantage of texting what i am spending i can keep within my limits with ease which is helping my credit file. Using them has been a breeze and no issues at all. Reviewed on: 28th March 2022

Mr Vadim

Good credit card for start increase your credit score.Easy to use Zopa application, payment Reviewed on: 28th March 2022

Great

Best credit card provider I've ever used. Their app is packed full of features not found with others. Reviewed on: 28th March 2022

Really helpful

They helped me when I needed and were brilliant Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.86 from 21 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Credit card (discontinued)
from Wave (inactive) 3.70 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub