Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 36,398 reviews, last reviewed 28th Feb 2025
126233% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent card giving me a chance to rebuild my cred... Excellent card giving me a chance to rebuild my credit rating . Reviewed on: 28th February 2025
John a's avatar
John a

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit Card reviews (36398)

Brilliant

5
Great satisfaction good customer service when my add went down resolved the issues quickly Reviewed on: 15th February 2021

I like zopa

5
Is easy whit zopa every where,I really like so much is quick and efficent Reviewed on: 15th February 2021

Great no fuss set up

5
A really easy and quick process which provided me with a little back up whilst helping to build my credit rating Reviewed on: 15th February 2021

Excellent credit card

5
I found it very easy to apply for I liked how quickly I got a response and then how quickly it was delivered and could be activated from the app PIN number from the app also very easy to set up and activate would definitely recommend to a friend Reviewed on: 15th February 2021

Great card

5
Easy to use, good all round card. Easy to navigate app with easy of payments. Reviewed on: 15th February 2021

Easy Peasy

5
So easy to use the app, use it, pay it, not worry about it! Great card to use, and gives me peace of mind too. Well done! Reviewed on: 15th February 2021

Easy and Fair

5
Very easy application, you are told before what your chances of being accepted are. No catches, you know what you are paying and the percentages are fair. Perfect for rebuilding your credit. Reviewed on: 15th February 2021

Best credit card

5
Best credit card of the year. Easy to manage with app, Reviewed on: 15th February 2021

A very good and easy-to-buy card, I would recommend it to everyone and my family as well

5
I use the card every day and I build a credit history. A very good card I can recommend to anyone Reviewed on: 15th February 2021

Great card and app

5
Easy process to apply. Great app really lets you control your spending. You can set a buffer for emergencies, it alerts you every time you use it. A lot of thought has gone into this. APR perhaps a little high HOWEVER I have a bad credit rating so not surprised. Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products