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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

great Services

Good credit card with great Customer Services Reviewed on: 26th January 2022

Perfect little card

Great for helping your credit score Reviewed on: 26th January 2022

Trustworthy and reliable

I had a lovely experience with Zopa and at a very reasonable rate Reviewed on: 26th January 2022

Positivity about your finance

With a bad credit history, Zopa gave me the ability to build my credit with a no fuss service that keeps me informed and up to date through the app in way that provides me with a positivity about my finance Reviewed on: 26th January 2022

Top class

Very fast good to use very very good app easy to use Reviewed on: 26th January 2022

Awesome service

Love zopa it's the best !! No fuss no issues . Sound card provider who go the extra mile .... Reviewed on: 26th January 2022

Fantastic quick service

I would highly recommend using Zopa, was quick to apply online and was set up straight away. My credit card and PIN number was sent straight away. I am very impressed with the service. Reviewed on: 26th January 2022

You pay your minimum amount or more and it in your account with in 30 mins that is good

Zopa is very easy to set up and thay are so friendly I had my card cloned the money thay tried to take was stopped and they gave me a new card in days well impressed thanks zopa Reviewed on: 26th January 2022

The Best Credit card

ZOPA provides an excellent service in the credit card area. Good notifications on spend. Also zopa is providing great feedback to us customers.. Reviewed on: 26th January 2022

Great credit cards

Absolutely the best customer care ive experienced Reviewed on: 26th January 2022

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