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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy, and reliable

Gave us a credit card when my credit rating wasn't so great. Been consistent throughout Reviewed on: 28th March 2022

Helpful and friendly

Helpful and friendly service can't complain about anything which is really good Reviewed on: 28th March 2022

Great card

Easy company to deal with and got a great app that’s really easy Reviewed on: 28th March 2022

Outstanding

Great little card that has put food on the table a good few times. Would be totally lost and in a world of pain without. Can't recommend enough, also recommend to 5 family members who have all had a card each. Reviewed on: 28th March 2022

So easy and reliable

Never had a credit card before and this was the easiest thing to do. From applying for the card to making payments and setting up direct debits. So simple and easy while helping my my credit score go up. Reviewed on: 28th March 2022

Zoopa helped me

Zoopa helped me out to get my credit score up looking to get a mortgage and the zoopa credit card is helping me build my credit score Reviewed on: 28th March 2022

Quality Credit Cards

Service is really good, payments show straight away, they give you a fair amount to suit your budget. Reviewed on: 28th March 2022

brilliant

Great card easy ways to pay and check balance Reviewed on: 28th March 2022

Love it!

Love how easy it is to name my money Reviewed on: 28th March 2022

Highly recommended

Very good experience, easy application, easy payments, easy app to use. Reviewed on: 28th March 2022

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