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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to apply great app

I find this app very easy to use, they send a message as soon as u use your card, and advise u if there is any better products for you. App is convient and simple to use. Reviewed on: 28th March 2022

Satisfied

I m satisfied to use Zopa,good interest quick app very prompt and good service Reviewed on: 28th March 2022

Fantastic

So easy to set up on the app lovely staff no issues at all Reviewed on: 28th March 2022

Hassle free

No problems with this credit card. Best decision I made , I would recommend zopa to everybody . Reviewed on: 28th March 2022

Great service

Friendly and reliable great service Reviewed on: 28th March 2022

Top credit card

No problems and all good., card received quickly and no issues as yet. Reviewed on: 28th March 2022

Excellent service

Always willing to help with any issues and solve them almost instantly. Reviewed on: 28th March 2022

Well informed

Very easy to use app, and keeps you well informed and up to date with where you are up to spending wise and they let you know when your payments are due in advance. ☺️Very happy customer. Reviewed on: 28th March 2022

Have several credit cards and nowhere comes close

Very friendly and helpful customer service. Never had a problem using my card just plain sailing Reviewed on: 28th March 2022

Zopa credit cards, good credit card

Zopa was just what I needed to help boost my credit score, good service and communication channels Reviewed on: 28th March 2022

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