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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great app extremely user friendly

Great app, user friendly amazingly quick, transfer money in seconds, great design, would recommend for all ages! Reviewed on: 28th March 2022

Great customer service

Easy to use. Great customer service. Secure and safe use. I receive a message right after my card is used Reviewed on: 28th March 2022

Great card

Loved it and easy to use, easy to use Reviewed on: 28th March 2022

Great

I'm happy with Zopa and they are kind with customer service Reviewed on: 28th March 2022

Simplicity is key

Truly the best experience I've had. The process if getting approved getting a card was seamless. Using the app is fantastic, honestly the best out of all my cards. Couldn't tell you what there customer service is like because I've never had to call them!! Reviewed on: 28th March 2022

Best ever

In my time as an adult, I'm now 50, the credit card and bank card industry seem to have failed me personally, with the added security that Zopa has included both to make sure transactions are yours, but that you can't over spend or overdraw monies. I love it. Reviewed on: 28th March 2022

Awesome company really easy online and very helpful

The company are awesome really helpful so easy to understand and app has good advice to improve your ratings etc Reviewed on: 28th March 2022

Pleasure to deal with

Always available no hassle always informative Reviewed on: 28th March 2022

Easy to apply great app

I find this app very easy to use, they send a message as soon as u use your card, and advise u if there is any better products for you. App is convient and simple to use. Reviewed on: 28th March 2022

Satisfied

I m satisfied to use Zopa,good interest quick app very prompt and good service Reviewed on: 28th March 2022

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