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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

life made easy

Great Customer service, all ways helpful Reviewed on: 28th March 2022

Great all round

Great rates weather it's using my credit card and some of the best rates saving beats all banks hand down. Reviewed on: 28th March 2022

Excellent service , quick and easy to use

really good little card , have had no issues great and easy to pay all online . Reviewed on: 28th March 2022

Great company and services

Have had nothing but good service from application through to receiving card , useful email reminders when payment is due , the app is so easy to use Reviewed on: 28th March 2022

Great credit card provider

I found Zopa so easy to apply for; the portal is extremely well laid out and the speed of operation is excellent. Queries are taken care of by a superb Q&A all in all excellent. Reviewed on: 28th March 2022

Zopa review

Great company, great app, easy to use and would definitely recommend. Reviewed on: 28th March 2022

Amazing

Brilliant straightforward process Reviewed on: 28th March 2022

Very helpful,

I have been with zopa for a while now and can honestly say that they keep me as a customer in the loop at all times and let me know if i am spending more than normal and when my payments are due . Always seem fair . Reviewed on: 28th March 2022

Excellent service

Excellent service & friendly staff Reviewed on: 28th March 2022

Brilliant service, never had an issue with Zopa. Recommend to a few family and friends

I’ve had my credit card I think a year. And I love it. Best credit card I have even herd of. Absolutely fantastic service. Reviewed on: 28th March 2022

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