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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

So easy to set up on the app lovely staff no issues at all Reviewed on: 28th March 2022

Hassle free

No problems with this credit card. Best decision I made , I would recommend zopa to everybody . Reviewed on: 28th March 2022

Great service

Friendly and reliable great service Reviewed on: 28th March 2022

Top credit card

No problems and all good., card received quickly and no issues as yet. Reviewed on: 28th March 2022

Excellent service

Always willing to help with any issues and solve them almost instantly. Reviewed on: 28th March 2022

Well informed

Very easy to use app, and keeps you well informed and up to date with where you are up to spending wise and they let you know when your payments are due in advance. ☺️Very happy customer. Reviewed on: 28th March 2022

Have several credit cards and nowhere comes close

Very friendly and helpful customer service. Never had a problem using my card just plain sailing Reviewed on: 28th March 2022

Zopa credit cards, good credit card

Zopa was just what I needed to help boost my credit score, good service and communication channels Reviewed on: 28th March 2022

Great card

Very user friendly. When you make a payment it is available very fast. Also great for budgeting with the app Reviewed on: 28th March 2022

Its a very good company i would highly recommend it to my friends

I have been happy with my credit limit and my payment plan , very easy to set the app up enjoying my experience with zopa Reviewed on: 28th March 2022

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