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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Great card helping me build credit

Got this card to help build credit it has been spot on Reviewed on: 28th March 2022

Help with managing credit

Love being able to set a borrow limit and always have a little left over, good communication regarding repayment reminders Reviewed on: 28th March 2022

Easy money

Easy to apply easy credit limit also very easy to use App Reviewed on: 28th March 2022

Amazing review

I found the app very simple to use,excellent costume service, I would definitely recommend friends and family and the Apr is relatively reasonable. Reviewed on: 28th March 2022

very informative

Easy to understand where you are with app and the updates are informative. Great service Reviewed on: 28th March 2022

Brilliant

I have no words what a app they built very fast service keep up the good work thanks Reviewed on: 28th March 2022

Very quick and easy to use service.

the way banking should be in the future. Reviewed on: 28th March 2022

Better than most

Good customer services. Very good mobile app. Easy to use card for all transactions. Overall, a good credit card - but its seemingly impossible to get or qualify for a credit increase. Reviewed on: 28th March 2022

Best card

Amazing card I am satisfied using this card and I am happy with the interest charges. Reviewed on: 28th March 2022

Always easy to deal with

The app is so easy to use, makes the experience much more enjoyable and informative, would highly recommend Zopa to anyone Reviewed on: 28th March 2022

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