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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

i love zopa

Zopa is extremely easy to navigate, they keep you up to date with every little detail and allow you to change things as you wish! I always recommend them to people Reviewed on: 28th March 2022

Excellent service !

I only have words of praise for this financial institution! It really understands the needs of its clients, I have full confidence and if I had to recommend it, I would do it strongly! Reviewed on: 28th March 2022

Amazing

Simple no messing good company. Reviewed on: 28th March 2022

A real boost to my finances

I have been let down by many banks or financial services but Zopa has been a breath of fresh air. Thank you Reviewed on: 28th March 2022

Easy and helpful

Zopa having been amazing from the start. Very helpful and understanding with quick support. The app Zopa app is very useful, easy to understand and gives you complete control of your finances. Reviewed on: 28th March 2022

Very understanding

From start to finish, absolutely top notch. Reviewed on: 28th March 2022

So easy

Easy to apply for in quick simple steps, great app to manage account make payments etc. Would highly recommend Reviewed on: 28th March 2022

Zopa

Fantastic easy application and quick Reviewed on: 28th March 2022

10/10

Recommended to all family and friends, easy to use and understand Reviewed on: 28th March 2022

Great customer service. Easy to Apply!

Provided great customer service whenever I needed help. Easy to apply online, only few steps needed and approval are so fast! Got my card within less than a week; mobile app is great, keeps you updated on what comes out of your account which is always handy. Best interest rates out there for this approval rate. I don't have the best credit score but they were still able to help me and approve me! Definitely would recommend to people, specially in these times. Reviewed on: 28th March 2022

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