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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

10/10

Recommended to all family and friends, easy to use and understand Reviewed on: 28th March 2022

Great customer service. Easy to Apply!

Provided great customer service whenever I needed help. Easy to apply online, only few steps needed and approval are so fast! Got my card within less than a week; mobile app is great, keeps you updated on what comes out of your account which is always handy. Best interest rates out there for this approval rate. I don't have the best credit score but they were still able to help me and approve me! Definitely would recommend to people, specially in these times. Reviewed on: 28th March 2022

Hi

Hi. Very good and nice thanks a lot Reviewed on: 28th March 2022

Zopa the best

Very good credit card company good Reviewed on: 28th March 2022

Great card

Would always use services as I feel it makes my banking easier Reviewed on: 28th March 2022

Excellent Service

Excellent company, easy to use App where you can tell what you are spending and very easy to make payments. Can't fault this company Reviewed on: 28th March 2022

Excellent great card

Always been fair and helpfull excellent service Reviewed on: 28th March 2022

VERY BEST INTREST AND GOOD TO USE THE CARD IS GOOD

VERY BEST INTREST AND GOOD USE THE CARD IS GOOD Reviewed on: 28th March 2022

Fabulous

Reasonable fees, excellent service. Reviewed on: 28th March 2022

Great first credit card :)

I chose Zopa for my first credit card a little while ago so that I could build my credit score. They’ve been absolutely great - really easy to set up in the first place and the app is super helpful for keeping track of spending and notifies you so you don’t accidentally miss payments. 10/10 experience so far and has helped me build my credit score :) Reviewed on: 28th March 2022

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