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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great Credit Card

Great customer service and mobile App, very connected Reviewed on: 28th March 2022

Fantastic

A very good credit card for improving your credit rating and very easy to understand and pay off your balance. Reviewed on: 28th March 2022

Good

Easy, simply and app is the best Reviewed on: 28th March 2022

Outstanding delivery

They provide outstanding customer service, advisory help and follow up when required Reviewed on: 28th March 2022

Flipping amazing

Got accepted been amazing ever since 5* Reviewed on: 28th March 2022

Quick and easy

Great application process, easy and straightforward. 100% recommended. App make managing card very easy. Reviewed on: 28th March 2022

Very good

Excellent , I am very happy with Zopa, I would definitely recommend them to anyone. Reviewed on: 28th March 2022

Excellent!!!

Good customer service, very easy to use app and lot of information and help for control your spending and your needs Reviewed on: 28th March 2022

I recommend it for those who are looking for a specific solution

Zopa specifically helps in building a good credit score. It has excellent financial tools and an excellent and communicative customer service department. They always provide comprehensive and satisfactory information. Reviewed on: 28th March 2022

Kept up to date

Great communication, relevant information available and fantastic customer service Reviewed on: 28th March 2022

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