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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Easy to use

5
Both the card and the app are easy to use. It’s easy to track spending and the app provides ways to help improve your credit. They seem to offer higher limits than other cards and you can see each month of your borrowing power has increased or not. My primary credit card I use and I have already recommended them to family and friends. Reviewed on: 28th March 2022
TashaL's avatar
TashaL

Zopa top card

5
Very comprehensive, competitive and customer-friendly card. Responsible lender. Quick and easy to set up. Reviewed on: 28th March 2022
Maria Sykes BSc (Hons)'s avatar
Maria Sykes BSc (Hons)

Love zopa

5
Came in very handy when i needed it Brilliant Reviewed on: 28th March 2022
lisa Herridge's avatar
lisa Herridge

Hero

5
Best customer experience that I have had for a long time Reviewed on: 28th March 2022
jonhaynes1@mac.com's avatar
[email protected]

Easy to Use, Great Bank

5
I joined Zopa in the hope to improve my credit history and have a decent credit card application; I was not disappointed as they've made having one an easy process and everything seems fair. Reviewed on: 28th March 2022
David Leng's avatar
David Leng

Easy

5
Easy to get i can recommend to anyone who wants to start with small credit card to build credit scores Reviewed on: 28th March 2022
Anonymous's avatar
Anonymous

The best credit card provider of ever dealt with

5
Easy to talk to other understand me. Reviewed on: 28th March 2022
Carlos Griffith's avatar
Carlos Griffith

Wonderful quick service

5
Customer service is fantastic and professional whilst being friendly. Courteous and knowledgeable too. Reviewed on: 28th March 2022
LynP's avatar
LynP

Great Credit Card

5
Great customer service and mobile App, very connected Reviewed on: 28th March 2022
Mark McDermaid's avatar
Mark McDermaid

Fantastic

5
A very good credit card for improving your credit rating and very easy to understand and pay off your balance. Reviewed on: 28th March 2022
Fallsy's avatar
Fallsy

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