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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good service

When ever I need extra help I always get never been let down always helpful great card for handy Reviewed on: 28th March 2022

Does the job

Does what it says on the tin. Helped me when i needed it Reviewed on: 28th March 2022

An Excellent Review

Zopa has been great for me so far, it has helped me improve my credit score from very low to good in under a year Reviewed on: 28th March 2022

Easy App

Application is easy to use, good customer service Reviewed on: 28th March 2022

amazing card

Great card highly recommend. look no further this is the card you need in your wallet keeps you on track amazing can't describe how amazing it is Reviewed on: 28th March 2022

Intuitive app, quick and interactive

I’ve used a few banking apps, most seem a little clunky. Not Zopa. It’s quick and colourful, and what about that name?! Reviewed on: 28th March 2022

Good Card

Good card, no fuss, good app too Reviewed on: 28th March 2022

Easy and Perfect

Super easy to use, helpful! Easy when you’re new to credit and need it to be easy to use and monitor. Would recommend to new people! Reviewed on: 28th March 2022

Zopa

Great card .Great app .easy to pay at the click of a button .we'll designed package Reviewed on: 28th March 2022

Fantastic

Helped me when I needed it most. Great service Reviewed on: 28th March 2022

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