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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Good fit

Great online banking service , easy to use app and very straightforward. Reviewed on: 28th March 2022

Best credit card

Very quick and smooth application procedure. Reviewed on: 28th March 2022

Helping me towards my excellent credit goals, thank you.

Since being accepted for my credit card my credit score is moving on up in the right direction. Zopa make it extremely easy to manage my payments and keep me updated on my eligibility. Absolutely great!! Reviewed on: 28th March 2022

Great company !!

Simple and easy to use, great app all quick and easy to make payments Reviewed on: 28th March 2022

Great, easy to work with

Can't fault it. Brilliant to use. Helps with credit score. Reviewed on: 28th March 2022

Comprehensive, accessible banking

I opened my Zopa card to help build my credit rating. It is very easy to use, accessible with loads of good features fl help me to keep track of my credit score, including financial advice Reviewed on: 28th March 2022

Great

Zopa is easy to use and very easy to use the app. Everything is clear and precise. Reviewed on: 28th March 2022

Great for credit repair

Since being with Zopa, my credit score has increased by over 100 points. Thank you, Zopa Reviewed on: 28th March 2022

Helped me massively

I want to build my credit score and Zopa have helped me massively. I would recommend them to anyone who is trying to build their credit score! Reviewed on: 28th March 2022

Great credit card

Love my Zopa card, app is so straightforward to use and tells you everything you need to know Reviewed on: 28th March 2022

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