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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

Easy, simply and app is the best Reviewed on: 28th March 2022

Outstanding delivery

They provide outstanding customer service, advisory help and follow up when required Reviewed on: 28th March 2022

Flipping amazing

Got accepted been amazing ever since 5* Reviewed on: 28th March 2022

Quick and easy

Great application process, easy and straightforward. 100% recommended. App make managing card very easy. Reviewed on: 28th March 2022

Very good

Excellent , I am very happy with Zopa, I would definitely recommend them to anyone. Reviewed on: 28th March 2022

Excellent!!!

Good customer service, very easy to use app and lot of information and help for control your spending and your needs Reviewed on: 28th March 2022

I recommend it for those who are looking for a specific solution

Zopa specifically helps in building a good credit score. It has excellent financial tools and an excellent and communicative customer service department. They always provide comprehensive and satisfactory information. Reviewed on: 28th March 2022

Kept up to date

Great communication, relevant information available and fantastic customer service Reviewed on: 28th March 2022

Good service

When ever I need extra help I always get never been let down always helpful great card for handy Reviewed on: 28th March 2022

Does the job

Does what it says on the tin. Helped me when i needed it Reviewed on: 28th March 2022

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