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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

An Excellent Review

Zopa has been great for me so far, it has helped me improve my credit score from very low to good in under a year Reviewed on: 28th March 2022

Easy App

Application is easy to use, good customer service Reviewed on: 28th March 2022

amazing card

Great card highly recommend. look no further this is the card you need in your wallet keeps you on track amazing can't describe how amazing it is Reviewed on: 28th March 2022

Intuitive app, quick and interactive

I’ve used a few banking apps, most seem a little clunky. Not Zopa. It’s quick and colourful, and what about that name?! Reviewed on: 28th March 2022

Good Card

Good card, no fuss, good app too Reviewed on: 28th March 2022

Easy and Perfect

Super easy to use, helpful! Easy when you’re new to credit and need it to be easy to use and monitor. Would recommend to new people! Reviewed on: 28th March 2022

Zopa

Great card .Great app .easy to pay at the click of a button .we'll designed package Reviewed on: 28th March 2022

Fantastic

Helped me when I needed it most. Great service Reviewed on: 28th March 2022

Awesome in an app

Zopa have been a joy to deal with. From application to account set up. It’s so easy to keep track of your spending and the alerts are fab! The app is user friendly and easy to navigate around. Five stars out of five from me! Reviewed on: 28th March 2022

Straightforward

When no one gave me a chance, zopa gives opportunity to change my standing and pushed me up Reviewed on: 28th March 2022

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