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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Awesome in an app

Zopa have been a joy to deal with. From application to account set up. It’s so easy to keep track of your spending and the alerts are fab! The app is user friendly and easy to navigate around. Five stars out of five from me! Reviewed on: 28th March 2022

Straightforward

When no one gave me a chance, zopa gives opportunity to change my standing and pushed me up Reviewed on: 28th March 2022

Great product

Easy to use, modern app. Recommended. Reviewed on: 28th March 2022

Great

Great easy to use. Credit building. Reviewed on: 28th March 2022

Fantastic card

Been really handy to have. Brilliant app makes it easy to use. Reviewed on: 28th March 2022

They have been amazing

I had a low credit score but they still gave me a card and a small credit limit for me to manage easy. They recently put this up as I had paid well and only used the credit within my limit Reviewed on: 28th March 2022

Simple, transparent, dynamic.

Simple, transparent and dynamic. Just as a modern lender should be. Reviewed on: 28th March 2022

Best service ever.

Compatible with daily living needs. Reviewed on: 28th March 2022

Great simple service

A great simple and welcom service. Great app and no fuss. Reviewed on: 28th March 2022

Amazing company

Fantastic company, brilliant customer service, user friendly online app Reviewed on: 28th March 2022

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