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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Really good service

Helps out to build credit rating at resonable prices Reviewed on: 28th March 2022

Amazing

I choose Zopa and I'm really happy, everything is transparent inside app, you can know also how much you should pay days before, so very handy. Recommended it Reviewed on: 28th March 2022

Zopa vote

It’s been a pleasure, and would highly recommend Reviewed on: 28th March 2022

Fantastic easy to use service

Really easy to use app and card . Realistic credit given and awarded with an increase after prompt payments . Will definitely recommend to others struggling with credit . Reviewed on: 28th March 2022

Great

I like it Zopa This app is easy to use and practical Reviewed on: 28th March 2022

Super fast ZOPA

My payments show immediately , no more bank sitting on your money for half a week…credit available straight away! Reviewed on: 28th March 2022

Great service steeped in reliability

ZOPA offers reliable and great service supported by great security features. Their supportive monetary advices are also very helpful Reviewed on: 28th March 2022

Perfect credit in a pinch

When you're in need of credit in an emergency or perhaps build your credit file you need Zopa. The app is super easy to use to manage your account and making paymets are a doddle! Reviewed on: 28th March 2022

Forget about banks

Zopa do what banks do but so much better. Used them since just after they were created way back when. Always trusted them and always will. Can’t fault them in any way. Reviewed on: 28th March 2022

Excellent Company

Simple to apply, manageable fair credit limits, excellent company, always keeping you informed and app is excellent and easy to use. Just simply the best! Reviewed on: 28th March 2022

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